This section holds useful information regarding debt questions and bankruptcy questions.

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By TalbotWoods
#75712 Debt Questions Forum Abbreviation List

This list contains the main abbreviations you will find being used on the forum.

The links take you to relevant information, but please be aware, that sites can and do change, if you find a link that is not working please let us know.

Some of the links will only open in PDF (Portable Document Format) for this you will need Adobe® Reader® which if you do not have can be downloaded from here

Debt Questions Forum, Debt Questions and all associated organisations cannot be held responsible how you use this information; it is recommended that all information is confirmed from accredited professional advisors, who specialise in the area that concerns you.

© July 2006


AA = Alcoholics Anonymous
AIB = Accountant in Bankruptcy
AO = Administration Order
AoB = Attachment of Benefits
AoE = Attachment of Earning Order
AST = Assured Shorthold Tenancy


BI = Beneficial Interest
BO = Bankruptcy Order Note this opens as a pdf!
Br = Bankruptcy
BRO = Bankruptcy Restriction Order
BRU = Bankruptcy Restriction Undertaking


CA = Careers Allowance
CA = Child Allowance
CA = Cocaine Anonymous
CAB = Citizens Advice Bureau
CB = Child Benefit
CC = Credit Card
CCA 06 = Consumer Credit Act
CCA 74 = Consumer Credit Act
CCCS = Consumer Credit Counselling Service
CCF = Court Claim Form
CCJ = County Court Judgement
CCS = County Court Summons
CDDA = Company Directors Disqualification Act 1986
CFP =Charge for Payment
CO = Charging Order
COS = Certificate of Satisfaction
CPA = Continuous Payment Authority on a Credit/Debit Card or Bank Account
CRA = Credit Reference Agency
CRF = Credit Reference File
CSA = Child Support Agency
CSA = Credit Services Association
CT = Council Tax (see your own local authority website)
CTB = Council Tax Benefit (see your own local authority website)
CTC = Child Tax Credit
CTF = Child Tax Fund
CVA = Company Voluntary Agreement


DAS = Debt Arrangement Scheme
DCA = Debt Collecting Agency
DCA = Department of Constitutional Affairs
DD = Direct Debit
DDA = Disability Discrimination Act
DLA = Disability Living Allowance
DMC = Debt Management Company
DMP = Debt Management Plan
DPA = Data Protection Act
DPTC = Disabled persons Tax Credit Replaced by Working Tax Credits
DQ = Debt Questions
DQF = Debt Questions Forum
DRO = Debt Restriction Order
DTI = Department of Trade and Industry
DVLA = Driver and Vehicle Licensing Agency
DWP = Department of Works and Pensions


EA = Enterprise Act 2002
EU = European Union
EX160 = Application for a fee exemption or remission of court fees Note this opens as a pdf!
EXR = Examiner (who works in the Official Receivers Office)


F&F =Full and Final Settlement
Form 6.27 = Debtors Petition for bankruptcy Opens as a pdf document
Form 6.28 = Statement of Affairs (Debtors Petition) Opens as a pdf document
FOS = Financial Ombudsman’s Service
FS = Financial Statement
FSA = Financial Services Authority
FTVA = Fast Track Voluntary Arrangement


GA = Gamblers Anonymous


HB = Housing Benefit (see your own local authority website)
HMRC = Her Majesty’s Revenue and Customs
HP = Hire Purchase


I&E = Income and Expenses
IA = Informal Arrangement
IA86 = Insolvency Act 1986
IB = Incapacity Benefit
IC = Information Commissioner
ICO = Information Commissioners Office
IHT = Inheritance Tax
IP = Insolvency Practitioner
IPA = Income Payment Agreement
IPO = Income Payment Order
IPOQ = Income Payment Order Questionnaire
IR = Inland Revenue Replaced by Her Majesty’s Revenue and Customs
IS = Insolvency Service
IS = Income Support
ISA = Individual Savings Account
IVA = Individual Voluntary Agreement


JSA = Job Seekers Allowance



LA = Local Authority Find yours here
LHA = Local Housing Allowance


MA = Mobility Allowance


NDL = National Debt Line
NHS = National Health Service
NT = Nil Tax
NTC = Nil Tax Coding


OFT = Office of Fair Trading
OR = Official Receiver


PAN = Pre Action Notice Scheme
PAYE = Pay as You Earn
PAYG = Pay as You Go Mobile Phone Tariff
PIQ = Preliminary Interview Questionnaire in Bankruptcy
PoD = Proof of Debt
PP = PayPlan



RO = Repossession Order


SARN or SAR = Subject Access Rights Notice
SO = Standing Order
SoA = Statement of Affairs (Form 6.28 in bankruptcy)
SoL = Statute of Limitation Act 1980
SLC = Student Loan Company
SoS = Secretary of State for Trade and Industry
SMP = Statutory Maternity Pay
SSP = Statutory Sick Pay


TD = Trust Deed
TS = Trading Standards (see your own local authority website)



VA = See Individual Voluntary Agreement
VAT = Value Added Tax


WFTC = Working Families Tax Credits
WTC = Working Tax Credits