Its my first time so please bear with me and help if poss......
About 16 months ago i took out an iva with my debts totaling around 50k, i have credit card defaults and personal loans totalling this amount.
I live in rented house so no equity there.
I have paid the iva each month up till three months ago and found it impossible to carry on, we just cant seem to live on whats left each month, i can only see that br is my only answer.
I have mentioned this to the company managing the iva who are no help at all, can sonebody assist with some advice what to do please.
were desperate so please HELP !!