- Wed Jul 20, 2011 4:32 pm
I've had similar 'dealings' with JD Williams
. They are part of a much larger group of on-line catalogue companies. I have never used an on line catalogue to shop before, and I never will. The only on-line shopping I do is with ASDA, QVC
, all of which require payment in full in advance at the time of placing your order, and before your order is dispatched.
But a couple of years ago I started getting demands from an 'in-house' DCA (Reliable Collections
) claiming I owed their 'client' (JD Williams
) x amount of £s for goods I was susposed to have ordered and which JD Williams
stated they could prove were delivered to my home address and signed for.
I live alone and have never recieved any such goods, or indeed signed for any such goods. Anyway, cutting a very long story short I insisted that either Reliable Collections
or JD Williams
sent me proof of delivery. which to date they have thus far failed to do.
The 'account' was passed onto another external DCA, whose name I cannot recall since I just binned all their letters.
I know I never ordered anything from JD Williams
and despite numerous requests on my part to them to prove that I had ordered, they have failed to provide proof simply because no proof exists. How can it when I never ordered anything from these people.
But from *googling* it would seem that JD Williams
are in the habit of sending out demands for payment for goods that people have not ordered and are not JD Williams
customers. Therefore it is high time this company was investigated and if need be closed down.
If you know you never placed an order with JD Williams
, and have no knowledge of any such orders, just ignore them. They have to prove you placed an order and recieved their goods, and as you never placed an order, they simply cannot do that, so there is no case to answer - period.
Yes, your 'alledged' account may be sold onto and passed around several DCAs but it makes no difference who is chasing for money. At the end of the day it is up to the DCA (or the original creditor) to prove you owe them money, and not down to you to prove to them that you don't.
Do Not Let Debt Collectors Get You Down. It Is NOT a Criminal Offence To Owe Money (except Council Tax & Tv License) Just Give Them As Good (or bad) As They Give You. Information & Advise given in my posts is based on personal experience and should not be taken as the norm. Each Case is different.