All payday companies.
Spiraled out of control where I was using more loans to pay of the other loans (They offered large and large amounts because I was able to pay on time) and now my repayments total about 85% of my income per month, having to pay for rent and utilities (which in itself total about 55-60% of my total income), I now hit the wall where I cannot cover the repayments.
I have applied for Payplan to contact me which will be tomorrow, Anyone got any advice on how I should start tackling this? I am willing to pay my creditors, I accept I took their money and spent it, it's just I cant afford the repayments.
Should I contact my creditors or contact payplan first? Repayments are due 21st of this month and it's landed on quarterly utility month which has mainly caused the first month of being able to not pay everything and I realized I have a massive debt, kinda shocked me and I just want to start tackling it properly.