- Sun Jan 30, 2005 12:18 pm
On our household insurance policy (in husband's name) we have a cd and vinyl collection listed. We have sold alot off in the last months, average £3 each(!) but didn't even think about the fact we'd got them listed on our policy until I looked at when sorting out the papers to go with my bankruptcy petition. I was going to phone to ask them to reissue the papers with the cds unlisted, as there is no point in insuring what we have left. I then had a rethink because a new policy would probably show that it was reissued, and the renewal date is going to be only a few months on, so it would be obvious to the OR surely that the policy had been changed. If they asked for a copy of the previous policy (whether from us or the insurers) it would show the cds, so thought that honesty was the best policy.
My intention is to leave the policy as it is and advise the OR that the number is half, and of that half, half of those are mine. He would be welcome to most of my cds (according to my husband) but not entirely sure they'd even want them!! Or would it be better to have the policy reissued with the reduced number of cds and take copies of both policies along with an explanation. They'd still get about 100 cds if they really wanted them.