- Thu Mar 10, 2011 1:09 pm
The best way to do this is to list all the things that you need and how much you spend on them, don't worry if its a bit to much as the OR will adjust downwards.
What you do not want to do is put the 'trigger' figure for each expense item, if you do the OR will SCRUTINISE your income and expenses like a hawk and could disallow hell of a lot more than if you were honest.
As to what is claimable this is quite individual , though there are a lot of items you can claim for, some depend on your circumstances, so it would be impossible to say what you can and cant claim for.
All we can suggest again is to look at what you spend money on, such as haircuts, dentistry, etc and put down the honest costs.
We used to be able to give an indication of what you could claim, but since December the Insolvency Service has altered the way it does its I&Es and IPAs and we are in a learning curve situation again as to what they will allow and what they wont.
All we do know is that they are using the Cost Of Living Index from the ONS