a 12K charge on the property which is a ccj,
8k credit card, all except property paid by a payment through step change? before any other bills.
the payment for the house is £370pm+£370 for the others,
i only earn £960 pm so the wife covers anything thats left her name is not on any debts? have considered not paying the mortgauge and renting but would this cause a problem with the or? we have 7 kids so on my side there is no spare money, except for tax credits+child benifit that the wife gets.