Apologies, I know this is a topic covered a million times.. I just want to check I've got it right before I start and waste a load of time!
Steps to follow are:
1) Get CRF's from Experian, Equifax, Call Credit
2) Use the letter template from TalbotWoods to send to the creditor (using the list supplied by Less here)
3) Check credit files in 2 months
4) If still not correct complain to the Information Commisioners
The last thing.. Taking Experian as an example, the dates should be:
Default date = on/before BR date
File Updated for period to = any date between BR date and discharge date
Sorry for the repetative questions, but I want to try and get it right first time so I can re-mortgage in about a year!