I came across the following from the experian web site:
"We keep a record of all searches for 12 months. This allows lenders to take account of previous credit searches when you apply for credit. Your report does not show whether or not an application was successful. Keeping searches also means that we can tell companies who have searched a report in the past six months if we make any changes to it"
I was concerned to read that they tell companies who have searched your report in the past 6 months if any changes are made to the report.
Does anybody know a bit more detail about what changes are notified to previous searchers of my file. For example, if I apply for a current account and it was set agreed, does this mean that my existing bank would be notified of the details that I had applied for a new account, if they had searched my file in the previous 6 months for other reasons?