They got a CCJ from the auto-court in Northampton and I applied for redetermination. As everyone knows the CCJ amount set by the auto court is at a ridiculous level (i think it was £400odd pm on a 12k debt.) After one month had passed and I failed to make the first payment at the set level they were able to apply for a an interim charging order before the redetermination hearing.
If I could have borrowed the £400 odd and made the first payment at the level set by the court it would have prevented them applying for the CO and I could have probably got it redetermined down to a sensible level or an installment order awarded before the second £400 became due.
If I get another CCJ this is what I am going to do - pay the ridiculous amount for one month and get it redermined down before the second payment becomes due. It's worth £400 in this case to prevent a CO being awarded.
Does anyone see any flaw in this "masterplan"