Scottish and English debt laws are different, so if you are a Scottish resident and have questions on debt, then this is the place to post.

Moderators: TalbotWoods, JaneClack

By darkflex007
#66902 hi,
i have a debt of £1500 with a debt collection agency for a debt with citifinancial credit cards, the orginal debt was £1000 but penalties such as late charges etc were put on

i have researched a bit about excessive charges and that they are illegal and you can request they can be removed

is it worth pursuing ?

any help would be appreciated !
User avatar
By TalbotWoods
#66982 Hi Ya

This is new ground at the moment, in theory becasue of the OFT ruling then yes, but becsue it is so new no one on here has got far yet.

I would sugget dropping in on http://www.consumeractiongroup.co.uk/forum/

That is the forum directly aimed at bank issues

Tim