- Wed Nov 07, 2012 1:16 pm
I was hoping a few others may have jumped in here, but also they were to busy congratulating Chandrey on another post for reaching a 1000 posts! So.....
There are very few people who have not bounced back, many have gone on to own property, run very successful business, turned their lives around, completely.
Yes a few regret it but they tend to be the ones who either lost the most (millionaires) or those who are in the hardest financial positions, where they take a long time to earn enough to even survive, and used credit to live a basic life.
One thing I missed when I went under, was the nice conversations with the creditors <Hangs head in shame.....NOT>
I was chatting to a self employed person who went under 9 years ago, owing an obscene amount, he now owns two houses (one is a biggy), has a business employing 6 people, drives a very very nice car (not envious honest ......Grumph) and if he wants something he goes and buys it .....WITH CASH. His secret, was he went under, got off his butt, worked hard and didn't assume that all would be the same unless he put into it. He admits at times it was hard, but does he regret it now, nope not one little bit.
If you look around the post bankruptcy section, you will see a full range of responses, all are what people have been through. OK once all is done and dusted yes you do have to still watch what you are doing, such as making sure you sort your CRFs, etc.