- Mon Nov 05, 2012 8:23 pm
HMRC are very very none forgiving when someone fails to keep up a payment scheme, either formally or informally. Ergo it sounds from what you are saying it may be that they are looking to fail you in the DPP and moot for bankruptcy instead.
As to what to do, I would STRONGLY suggest that you speak DPP/DAS administrator NOW.
If HMRC intend to fail it then you will be served with what is called a Form 5, and you will have four weeks in whcih to show why it should not be failed, it does not ask or expect to to remedy the reason for the failure, though by remedying it you may show the reason why it should not be failed. HOWEVER, borrowing the money, will not be acceptable, as this is replacing debt with debt.
If you have been served this already then the clock is ticking, as once the 4 weeks are up the Administrator will notify ALL parties in the DAS that it has been failed, which often means the only course left open to you is bankruptcy.
So please please please talk to your Administrator sooner than later, OK you may be embarrassed about this, but thsi is run of the mill stuff for them, and no you wont be in trouble over this with the Administrator.
Don't forget you can also check your current status online at :http://www.dasscotland.gov.uk/home