I'm in a fair bit of debt, and have been for several years where I pretended my debts didn't exist... anyway about 5 years ago I lost my job due to health issues and through trying to deal with guilt, I started making payments to some of the companies that I have debts with...
Last year I was advised to contact a debt company for advice about bankruptcy or IVA type things... I explained that I had no more than £30000 of debt and that I have been on benefits for the last 4 years or so due to on going psychological issues.
I was advised to go down the LILA route with bankruptcy and that was that...
At the start of the year I wanted to start moving ahead with things so started filling out the documents for the bankruptcy...
But while I know I can go through the bankruptcy via LILA i don't know exactly what happens.
I don't k now how many months bank statements I have to be able to provide (3, 6, 12 months or more?), and what details they (aib) will be looking at...
Sorry for taking up your time, and thanks in advance for any advice.