We were discharged from BR over 2 years ago. I went to open a standard savings account with my bank just now (Co-Operative Bank) and my application was refused on the grounds of bad credit.
I can understand not being able to operate a standard bank account, with overdraft/cheque guarantee etc, but I don't understand why a credit check is required when all I want to do is save money?
We've finally got ourselves in the position where we can afford to put some money aside for a rainy day, but i'm not able to open a savings account.
Does anyone have any suggestions of savings accounts I might be able to open, or is there anything else I can do?