1) Prior to Bankruptcy I had a current account with the Abbey, which was in the black, had an overdraft facility, but I had no other 'credit' with them and don't "owe" them anything. After declaring bankruptcy I opened a seperate "basic" account with them, which I have been using. What is the status of my original account? I know it is still 'open', as I still receive my statements, and also can view the account online etc. I haven't touched it since bankruptcy but now I wonder whether I can? If I use it now am I doing something "wrong"?
2) Similar situation with Nationwide. Had a current account etc., opened a new one after declaring bankruptcy etc. BUT - I had a Credit Card with Nationwide. Now, this is still showing when I log into my new account online (for some reason all my accounts show!) - when will this disappear? Do I contact the Nationwide and ask them to 'remove' it, as it has now been settled in my Bankruptcy? Will it happen in a while anyway? Does the OR have any further contact with my Creditors to say that I have been discharged? I know it is hardly an important thing - but logging in and seeing thousands of £s of "Debt" is a little crap
I know that a Bank can close your account pretty much anytime should they choose to do so, but now I have been discharged, they would'nt be able to "take" any money that is in my new account to "pay off" the Credit Card would they? (I had cautiously used the new account and not put much money in at any one time as I assumed they'd do this during my Bankruptcy but didn't) I would like to think that is the case, but am not willing to 'lose' any money now!!
Thanks in advance!