We will be in the same position cos OH needs ours for work and would have to pack in if we lost it, it seems odd that an OR would take a car knowing it would leave a man out of work....how stupid is that?
What valuation did you put on the car on your forms?
I put £600 on forms cos thats all it would fetch at auction, just hope we can keep it cos OH has no chance of getting another job in this town and his job now is £10 miles away, he starts at 6am and there are no busses at that time, also need the car for daughters hsopital and respite appointments. we had to wait till we had paid the car loan before we went B so thats why its taken us a year If aster all this we lose the car anyway its been a waste of a year
Keeping my fingers crossed for you
lofty wrote:Hi Geordie...............Re the motor that was me. I had a beat up old thing and my oh had a half decent car. They took the old one for auction but my old lady offered them £200 to buy it back in her name to which they agreed.
i could not remember who posted about the car but it sort of stuck in my mind i think if you are honest with the o/r they usually are pretty reasonable geordie
steffie53 wrote: I'm glad in a way but maybe it would be frowned upon by OR to get one's fees that way?
I've never owned a car and don't drive.
When I went bankrupt in '02, I distinctly remember reading somewhere that the cost of the bankruptcy could be added to the creditors! Then there was the Enterprise Act 2002 and since then I haven't seen it. I know many have drawn from credit cards (where they had £460 left to draw) and have never heard of anyone getting into trouble over it. I am pretty sure, it would be OK to raise the fees that way. Is that all it is worth £460? Because you had better hang on to any balance over that amount but then again you will need money to live on for the first month so would guess that would also be Ok.
Mel_Odious wrote:steffie53 wrote: I know many have drawn from credit cards (where they had £460 left to draw) and have never heard of anyone getting into trouble over it.
I did that. When OR asked me when was the last time I used that credit card, I said this morning - so I could pay BR fees. I said I tried to save some money, but every time I saved some, creditors would call me and I end up paying 10 here, 20 there.
I would phone OR and explain that if you lost the car hubby would be out of work, it seems daft that she would let a man lose his job just cos of a car