beside seeing my children born, its up there in my top 10 all time greatest moments.

everyone was exceptionally helpful.
no judgements, no frowning. no shame.
at the end of every month, i now have a little left over for me/us
we are saving as well.
my only regret. we didn't do it sooner!
looking forward to october 2014 when hopefully we will be discharged.
a big thank you to all the support and advice from this forum.
and a big thank you to the citizens advice bureau.
and a massive thank you to the judge and OR.
if your reading this and thinking of going bankrupt. you are in the right place for help and information.
and you have made you've first steps to a better future.