I recently moved to Dublin and have been trying to come to new arragements with my creditors as a job I was offered was withdrawn and I have found alternative employment but not of the same pay level.
I wrote to them all giving them my address etc so they have full contact details (no phone no though...obvious reasons!).
HSBC have been fine, changed my address on the system and are corresponding with me and we are coming to arrangements.
Nationwide are being buggers and are telling me that they cannot update my address on the system (even though they will write to it!) until I provide them with a specimen signature as they don't have one on file, plus a copy of a bank statement from Ireland and my drivers licence. I DO NOT want to give them any of these, I don't send ID through the post anyway, but even more so the reason I definately don't want to send them anything is that they contacted me a couple of months ago telling me that they did not appear to have my credit agreement on file and enclosed another agreement asking me to sign it (which I declined and told them to stuff it - no agreement, no enforcement - not my problem they lost it and they have been horrible to me). If they had a copy of my bank statement they would know my bank account number etc over here!
As for Lloyds, well they have plain ignored my 4 letters now advising them of my new address and are still writing to my old address (new residents informed me but I told them to return to sender so they will hopefully get the message!).
What is these bank's problem? I could of just buggered off abroad and not told them and done a bunk, but I wanted to sort myself out and have tried to correspond with them to no avail. Do you think it may be because outside of the UK it is more difficult to correspond with me?
Nationwide have also mentioned legal action in one of their letters if I do not pay the whole lot back. What is the situation with CCJ's whilst resident abroad and they have your new address? Can a CCJ be issued to me in Ireland or can they issue it to your last known UK address even though you have given them your most recent address?
Does anyone have any suggestions?