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DEBT HEROES – READY TO ADVISE

We call them Debt Heroes because every day they help clients to solve problem debt.

They might not wear brightly coloured capes or have super powers, but they are extraordinarily passionate about helping you to escape the stress and worry that debt brings.

Debt Heroes are real people. They’re debt advisers with your interests at heart. Easy to talk to, supportive, good at listening, reassuring, understanding and they’re also qualified to offer you expert debt advice. They love nothing more than helping you get back to living again.

Regardless of the reason you get in touch, Debt Heroes have the time to understand your personal circumstances.

They offer free advice, can recommend a debt option that suits you, and support you in setting up your debt plan.

If you’ve got money worries and want someone to talk to, phone, email or live chat a Debt Hero today.

*To protect the identity of our clients; names and circumstances have been changed.

MEET EMMA

My name is Emma.
I love being able to reassure people that there is always a solution to their money worries, no matter what their situation.





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MEET EMMA

My name is Emma.
I love being able to reassure people that there is always a solution to their money worries, no matter what their situation.

more

MEET SAM

My name is Sam.
I’ve been at PayPlan for over 5 years and I help those people who are coming to terms with their debts for the first time.





more

MEET SAM

My name is Sam.
I’ve been at PayPlan for over 5 years and I help those people who are coming to terms with their debts for the first time.

more

GET FREE DEBT HELP

Looking for free debt help? Fill in our quick 2 step form and one of our friendly advisers will be in touch.

First step to a solution

To help we need a method to contact you. Please enter your details below:

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FREE DEBT ADVICE AND FREE DEBT MANAGEMENT PLANS

At PayPlan we understand the impact that debt can have on you, your family and your life. But, unlike other debt management companies, we believe that you can, and should, live a happy life whilst repaying your debt.

Get free debt help

We’ve spent over 20 years helping people like you to deal with their debts and get on with living their life. Every year, we offer guidance on a wide range of practical debt solutions to more than 80,000 people – and you could be one of them.

How can we help you?

  • We will help you become debt free
  • We will help to protect your family and your home
  • We will deal with your creditors on your behalf

Do you need to find a way out of debt? Start TODAY by completing our simple debt help form or by calling us on 0800 316 1833.

One of our friendly advisers will contact you for a quick FREE no-obligation chat about your debts and how we can help you.

Don’t face your debts alone – we’re here for you.

 

GET FREE DEBT HELP

Looking for free debt help? Fill in our quick 2 step form and one of our friendly advisers will be in touch.

First step to a solution

To help we need a method to contact you. Please enter your details below:

Please enter your name

Enter a valid email address

Please enter a valid phone number

We will only contact this number by text message
Optional

By completing this form, you agree to our Privacy policy

Excellent service

“Excellent service, kept me informed at every step and made the whole process as stress free as possible.”

Nigel - November 2018
5

I am now debt-free and loving life!

Really helped me sort my finances out; excellent customer service and always easy to speak to someone! I am now debt free and loving life!

Sally - November 2018
5

I can’t recommend PayPlan enough

"I can't recommend PayPlan enough. I now feel able to breathe and can see a light. Every single person who helped me was kind, non-judgmental and full of advice and understanding."

Naomi - October 2018
5

It took the pressure off

‘Everything was handled efficiently, sympathetically and in a timely manner. It took the pressure off and prevented the further stress of being hounded by creditors and debt collectors.’

Colin - September 2017
5

Debt solutions we advise on

When you contact PayPlan we will advise on a wide range of debt solutions so you have a choice. We will check what you qualify for and recommend what solution will be the most affordable and manageable for you. Below is just some of the debt solutions we advise on.

IVA

Make payments over 5 years and have up to 70% of your debt written off.


IVA

Self-employed IVA

Self-employed IVAs allow you to pay back your debt whilst still running your business.


Self-employed IVA

DMP

A debt management plan allows you to pay back your creditors each month at a rate you can afford.

DMP

Trust deeds

Trust Deeds are the Scottish equivalent to IVAs. You pay an agreed amount - based on what you can afford each month.

Trust Deed




View all debt solutions

Can't find the help you need? We're proud to be listed as a trusted organisation with MoneyHelper - a free, impartial service that provides information on other sources of debt help and advice.

Debt Solutions

  • Debt Management Plan (DMP)
  • IVA (Individual Voluntary Arrangement)
  • Self-employed IVA
  • Debt Relief Order (DRO)
  • Bankruptcy
  • Debt Settlements
  • Debt Consolidation Loans
  • Administration Orders
  • DIY Debt Plan

Debt Information

  • Financial Wellbeing Hub
  • Credit score and debts
  • Dealing with Bailiffs
  • Debt glossary
  • House Repossession Advice
  • Default notices

About us

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  • PayPlan Reviews
  • Working for us
  • Organisations that support Payplan

More Reading

  • Accessibility
  • Legal/Complaints/Privacy Policies
  • Initial Disclosure Document
PayPlan
Freephone: 0800 316 1833 Mon to Fri 8am–8pm Sat 9am–3pm
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PayPlan® is a trading name of Totemic Limited.

Totemic Limited is a limited company registered in England, Company Number: 2789854. Registered Office: Kempton House, Dysart Road, Grantham, England, NG31 7LE. Totemic Limited is authorised and regulated by the Financial Conduct Authority. Financial Conduct Authority Number: 681263.

Totemic, the Totemic logo, PayPlan and the PayPlan Logo are all trademarks of Totemic Limited.

PayPlan works closely with the following associated companies:

PayPlan Partnership Limited is a limited company registered in England, Register No: 7199691 Registered offices: Kempton House, Dysart Road, Grantham, England, NG31 7LE. Licensed Insolvency Practitioner: NT Payne ACA FCCA MIPA MABRP Licensed by Insolvency Practitioners Association (UK). PayPlan and the PayPlan logo are trademarks of Totemic Limited.

PayPlan Bespoke Solutions Limited is a limited company registered in England, Register No: 7079646 Registered offices: Kempton House, Dysart Road, Grantham, England, NG31 7LE. Licensed Insolvency Practitioner: NT Payne ACA FCCA MIPA MABRP Licensed by Insolvency Practitioners Association (UK).


PayPlan (Scotland) Limited is a limited company registered in Scotland, Register No: SC400113. Registered Office: Edinburgh Quay, 133 Fountainbridge, Edinburgh, Scotland, EH3 9BA. Licensed Insolvency Practitioner: NT Payne ACA FCCA MIPA MABRP Licensed by Insolvency Practitioners Association (UK). PayPlan and the PayPlan logo are trademarks of Totemic Limited. Totemic Limited refers customers to PayPlan (Scotland) Limited for trust deeds.

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