Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Money Saving Ideas
9 Jan 2013
How to get rid of unwanted Christmas gifts
Money Saving Ideas
17 Dec 2012
3 quick and simple Christmas decoration ideas for you to try at home!
Why not get creative this year and try some homemade Christmas decoration ideas? These ideas are simple, cheap and fun to make with your family.
Money Management
10 Dec 2012
Ways to make the most of your Christmas pay.
Each year Christmas somehow manages to creep up and surprise you, even if you try and plan for it. This year there are reports in the news saying that some people will turn to payday loans in order to fund…
Living in Debt
26 Nov 2012
Why do creditors issue default notices?
Receiving a default notice through your letterbox from one of your creditors can be upsetting and stressful, especially if you do not know what it is, why they sent it and what you need to do.
Money Saving Ideas
21 Nov 2012
Top tips to cut your energy usage.
Every year we as a nation waste hundreds if not thousands of pounds in electricity, this may be due to a lack of knowledge of how to reduce electricity usage or laziness. Whatever the reason may be, with the cost…
Money Saving Ideas
7 Nov 2012
National Stress Awareness Day – How to combat debt stress.
Today marks National Stress Awareness Day and while, officially, the focus is on stress at work, at Payplan we feel that it should also include debt stress.
Archive
2 Nov 2012
Payplan wins new tender to provide debt advice in Northern Ireland
Money Saving Ideas
2 Nov 2012
Top 5 tips for staying out of debt as a student.
Moving out of your family home into university halls of residence is a huge step for most students – not only is it the first time you are living away from home, but it is also the first time you…
Money Saving Ideas
30 Oct 2012
Protect my PC for free
As we all know, budgeting often comes down to the smallest and obscurest of things. There are opportunities to save in every aspect of your life at home and, while it may not seem like a particularly damaging expense to…
Money Saving Ideas
17 Oct 2012
Top tips to cut impulse buying.
When you are out shopping it is easy to get carried away and give in to all temptation. In these tough economic times giving in can have knock-on effects and consequences that ruin your carefully constructed budget. This latest blog…
Living in Debt
12 Oct 2012
What do I do if I fall into arrears with my rent?
In these tough economic times, families are finding it increasingly difficult to keep on top of their monthly outgoings as the cost of living keeps rising and wages are staying the same. It is no surprise then that more than…
Living in Debt
1 Oct 2012
What to do if you fall into arrears with your… utility bills.
In these tough economic times, families are finding it increasingly difficult to keep on top of their monthly outgoings. According to statistics on IncomeMax 4.75million households in the UK are living in fuel poverty. With this many people in poverty,…
Living in Debt
21 Sep 2012
Credit Rating Myths
Credit ratings and reports are complete minefields with so much incorrect information available. Whether you are looking to take out credit or trying to repay debts it is important you understand your credit report and how it works.
Industry News
21 Sep 2012
Why iPhone 5 Users May Be More Prone To Debt [Infographic]
Money Saving Ideas
17 Sep 2012
Are we a nation of Shopaholics and “Comfort” spenders?
As a woman I am well aware of the dangers that "comfort" shopping can bring. A bad day at work, bad mood, row with the other half or general stress from life; anything can trigger that feeling of emptiness that…
Living in Debt
12 Sep 2012
Can I reclaim PPI whilst in a Debt Management Plan?
A question that regularly crops up from our clients is "can I reclaim mis-sold PPI?" The answer is quite simply, yes. Being in a DMP does not make the reclaiming process any more complicated, as opposed to those that are…
Competitions
5 Sep 2012
Top five questions on… Bailiffs
Bailiffs can be one of the biggest worries if you are in debt. The potential threat from a creditor can leave you fearing what could happen if they send bailiffs round. The biggest problem many people have is that they…
Debt Facts
30 Aug 2012
What to do if you are self-employed and struggling to make ends meet
If you're self-employed and struggling to pay all your bills, you're not alone. There are a record 4.2 million workers who are self-employed and many are finding it difficult to make ends meet.
Money Saving Ideas
22 Aug 2012
Back to school on a budget
It is that time of year again as we pack the children back off to school. On one hand we are relieved to have a bit of peace and quiet and a bit of normality back, but on the other…
Debt Facts
15 Aug 2012
The truth behind the top 20 debt myths
In the 21st Century it is easy to use the internet to get answers to important debt questions. However, it is also easy to come across incorrect information which can have dangerous consequences.