Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Money Management
6 Feb 2018
A guide to paying off your overdraft debt
Client Stories
1 Feb 2018
Case Study – Luke
Luke (44) had around £14,500 worth of debt when he first came to PayPlan in 2010. Luke was in full-time employment, but his partner had a long term illness, which required both financial and emotional support. Although after some time…
Money Management
23 Jan 2018
Five easy ways to keep your money in check
It’s a few weeks into 2018, and we all know how hard it can be to keep motivated to meet your New Year goals. Despite the days getting longer, the evenings are still dark, the weather is still damp and…
Money Management
19 Jan 2018
Can and should you pay your mortgage with a credit card?
A common question, when it comes to mortgage debt, is ‘can I pay my mortgage with a credit card?’. If you are considering paying your mortgage with a credit card, this guide breaks down whether you should do this: Can…
In other news
12 Jan 2018
Blue Monday – Looking after your mental health and beating the January blues
Blue Monday is said to be the most depressing day of the year. Here at PayPlan, we understand that those who live with mental health issues aren’t dictated by a specific date. If you are feeling particularly down during the…
Living in Debt
21 Dec 2017
Case Study – Chris
Chris (36) had over £80,000 worth of debt when he reached out to PayPlan for help over 6 years ago. His debt problems started when his commission based job changed. Chris was a wealthy man with a large income of…
Living in Debt
20 Dec 2017
Kids Have to Deal with Debt too
Living in Debt
17 Dec 2017
How to know when your debt is too much
For many of us, our list of outgoings usually feature some sort of debt repayment. It could be the mortgage on our home, a credit card bill or a personal loan. But while we understand debt is an everyday part…
Debt Facts
15 Dec 2017
What is a third party debt order?
As soon as you hear the word court, alarm bells may start to ring. But if the court system is involved in your debt struggles, it’s important to understand the facts and keep a level head.If you are late on…
Money Management
13 Dec 2017
Getting Savvy About Priority Debts
No one plans to get into debt. But sometimes the unexpected happens and managing personal and household finances become more of a challenge. When money is tight we might find ourselves having to make a decision about which bills we…
Money Management
11 Dec 2017
Looking After The Pennies in 2018
This time of year is for reflecting on the previous 12 months, and also looking ahead to the next 12 months and what we can do to improve ourselves through little changes in our everyday life.
In other news
8 Dec 2017
Festive Opening Hours
If you need to talk to someone regarding your finances or living a debt free life then PayPlan are here for you. Please note that we have reduced opening times over the Christmas period, please see below for our opening…
Money Management
29 Nov 2017
The Rainy Day Fund
Hi I’m Olly and I write over at savvydad.co.uk about all things family and finance related. We’ve heard the term “Rainy Day Fund” and you probably agree with us that it sounds like something we should all have. So, why…
Money Saving Ideas
13 Nov 2017
How to save money on food bills this festive season
Money Management
8 Nov 2017
How To Save A Little Each Day
You might think this article is irrelevant to you, particularly if you’re relying on credit cards to pay for those extra expenses at the end of the month. But by making a few small changes you can improve your financial…
Industry News
2 Nov 2017
Interest rates hikes set to hit struggling homeowners hard
Households on variable rate mortgages with the lowest levels of disposable income are at risk of sinking further into debt if interest rates increase by 0.25 per cent.PayPlan has warned that even this modest rise could have a ‘devastating’ impact…
Money Saving Ideas
31 Oct 2017
A Healthy Holiday On A Healthy Budget
As the nights draw in, the temptation to get away on holiday can be irresistible. While a week of winter sun may be out of the question, there are still plenty of ways to bag yourself a few days away…
Industry News
26 Oct 2017
Nine in 10 homeowners are worried about rise in interest rates
A rise in interest rates could have a catastrophic impact on homeowners who are already living on a tight budget, according to figures from leading free debt advice provider PayPlan.PayPlan has launched its Out of Interest calculator to help clients work…
Industry News
23 Oct 2017
In the news this week: Bills, borrowing and debts growing
Earlier this week the Financial Conduct Authority (FCA) warned of a pronounced build-up of debt among young people.
Money Saving Ideas
20 Oct 2017
Halloween Tips That Won’t Scare Your Bank Balance
With Halloween creeping up on us, it is time to start thinking about how to get yourself, and your home, dressed up and in the ghoulish spirit.