Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Money Saving Ideas
6 Jul 2018
Ways to save the environment and save money!
Debt Facts
21 Jun 2018
Will debt collectors sue?
Living with money worries is often the cause of sleepless nights, especially if you’re concerned about debt collectors taking you to court.When you fall into arrears on a credit card or loan, the creditor can launch legal proceedings against you…
Industry News
12 Jun 2018
Welsh Government set to abolish Council Tax Imprisonment
PayPlan’s reaction to Welsh Government abolishment of council taxAlistair Chisholm, head of advice sector policy and partnerships at PayPlan, wrote an industry report ‘I can’t believe we still do that: council tax report’ in November 2017. The report, a joint…
Debt Facts
8 Jun 2018
What Happens to Personal Debt After Death?
Most of us would like to think that our relatives are going to be looked after when we’re not around anymore, or at the very least, be sure they won’t inherit any debts we might have built up over the…
Debt Facts
6 Jun 2018
What’s the difference between debt and credit?
There are times when you may feel like you can’t get away from credit card and loan advertisers, offering no end of tempting deals. But behind the slogans, it can be difficult to work out whether a product is right…
Living in Debt
16 May 2018
Mental Health Awareness Week
Mental Health Awareness Week takes place each year in May. We all understand that it is important to look after your mental health, but how do we do this?There are many physical warning signs that you may be struggling with…
Living in Debt
4 May 2018
It’s Time to Break the Taboo of Debt
Client Stories
3 May 2018
Case Study – Mike
Mike (50) first came to PayPlan in 2012 with £17,000 of debt. Mike needed to carry out some urgent maintenance on the property where he lived.
Industry News
25 Apr 2018
PayPlan announced as finalist for Debt Advice Provider of the Year
PayPlan have been shortlisted for Debt Advice Provider of the Year for the Credit Awards 2018, which has been the industry’s flagship event for over 20 years. They have been recognised for their work in creating an end to end…
Money Management
23 Apr 2018
Our favourite cheap food items!
If you’re looking at ways to cut your monthly costs, one thing you can’t do without is food! But that doesn’t mean you have to splurge on takeaways and the finest brands in the supermarket… you can still eat well…
Living in Debt
19 Apr 2018
Our Debt Heroes Top Tips for coping with stress
April 2018 is Stress Awareness Month, and here at PayPlan we understand how stressful managing your finances can be, particularly if you find yourself struggling to make up payments.It is important to understand stress, the causes and the triggers in…
Living in Debt
16 Apr 2018
Stress Awareness Month – Time to reach out
April is Stress Awareness Month across the UK. Dealing with debt issues can be closely linked to stress, and we’re aiming to break the stigma and silence around debt by encouraging people to reach out for help sooner. Stress can…
Money Management
10 Apr 2018
Our Debt Heroes Top Tips on Budgeting and Saving Money
Sam and Emma, two of our Debt Heroes, speak to people every day who need help and support due to money worries and financial difficulties. We caught up with our Debt Heroes and asked them what top tips they follow…
Living in Debt
9 Apr 2018
Countdown to Payday
Debt Facts
3 Apr 2018
The Facts: PPI and Debts
What happens with PPI if I’m repaying my debts?PPI or Payment Protection Insurance mis-selling claims relate to insurance that a creditor may have mis-sold to an individual.If you were incorrectly sold Payment Protection Insurance, you may have the right to…
Debt Facts
22 Mar 2018
Can you inherit debt from your parents?
The loss of a parent is an emotional, trying time but the worry of having to deal with their debts can make this period even harder. However, it’s important to note that when a person dies, their debts are paid…
Client Stories
15 Mar 2018
Case Study – Diane
Diane (39) reached out to PayPlan for debt help in 2014. Between herself and her husband they found themselves with £45,000 worth of debt.Diane and her partner were applying for adoption. During the process it was explained to them that…
Living in Debt
14 Mar 2018
Protecting your finances if you get made redundant
Large-scale redundancies, like the ones we saw when Carillion collapsed, are never far from the headlines, though there are plenty more we don’t hear about. Whether you’ve lost a job in the past, or it’s the first time, it’s only…
Debt Facts
12 Mar 2018
Changing energy suppliers when you’re in debt
We all want to pay less for our energy – especially in the winter months – but what if you’re looking to change energy supplier but still owe them money?Whether it’s a new debt from your most recent bill that…
Money Management
8 Mar 2018
A guide to getting rid of your credit card debt
Important Update (June 2025):This blog was originally published in 2019. Since then, there have been important updates to IVA (Individual Voluntary Arrangement) protocols and guidance. While much of the information below may still be useful, some details may now be…