Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
News and Stories
2 May 2025
Water Saving Week 2025: Small Waste, Big Impact
News and Stories
25 Apr 2025
Understanding the link between debt and mental health
If you’re struggling with your mental health and money worries, you’re not alone. The link between the two is strong – and it’s something we see and understand every day. In fact, research from the Money and Mental Health Policy Institute[1]…
News and Stories
4 Apr 2025
How are the government funded childcare hours changing?
From September 2025, working parents of children under the age of five will be entitled to 30 hours of government funded childcare a week.Currently, 15 hours of government-funded childcare is available for all children from the age of 9 months, with…
News and Stories
3 Apr 2025
How could the Spring Statement affect you and your money?
Now that the Chancellor has delivered her Spring Statement understanding what lies ahead can help you feel more prepared for any changes that have already taken place.What is the Spring Statement?The Spring Statement, sometimes called the “mini-budget,” is one of…
News and Stories
19 Mar 2025
Don’t let Easter spending catch you by surprise
Easter may be a short holiday for some and not thought about by many, but it can lead to purchases that might surprise your budget.In 2024, 84% of Brits were planning to celebrate Easter, which is a 10% increase from…
Industry News
17 Mar 2025
Debt Awareness Week 2025: Breaking the stigma
This year, Debt Awareness Week is supporting those facing debt to act and improve their financial wellbeing.The awareness week, which runs from March 24th to March 30th, was created to challenge the stigma surrounding debt and to encourage open conversations…
News and Stories
13 Mar 2025
The UK housing crisis: Understanding the pressure and finding support
Money Saving Ideas
12 Feb 2025
Valentine’s Day spending trends reveal growing financial pressures
Valentine’s Day spending trends reveal growing financial pressures. In 2025, it’s estimated that over half of the UK population (53%) plan to spend money this Valentine’s Day[1].It’s expected that over £1.5bn will be spent in total, with the average person…
News and Stories
17 Jan 2025
Big Energy Saving Week 2025
Today marks the start of Big Energy Saving Week! Alongside other organisations, we’ll be sharing some great tips on ways to save energy and money as we start the new year.There’s never been a better time to get smart about…
Money Saving Ideas
16 Jan 2025
How to save money during Veganuary
Veganuary, which started on the first day of January, encourages people all over the world to try a vegan diet throughout the month to protect the environment, prevent animal suffering, and improve health.We know that switching to a vegan diet…
News and Stories
10 Jan 2025
UK borrowing costs are rising, but what does it mean?
This year, UK borrowing costs have hit the highest level since 1998 [1] But how does this affect you?. What are borrowing costs? Borrowing costs refer to the interest rates and fees you pay when borrowing money from lenders. These…
Money Saving Ideas
1 Jan 2025
January Sales – smart shopping tips to help you save money
Your inbox may already be full of January sale deals, promising unbeatable discounts and deals you just don’t want to miss. It can be the perfect time to pick up items you’ve had your eye on or even stock up…
News and Stories
23 Dec 2024
The financial impact of Christmas spending
For many, Christmas is a time of celebration, but it can also be a time of increased financial strain. Our data reflects this reality – in January 2024, we saw a 60% increase in visitors seeking debt advice through our…
Money Management
23 Dec 2024
How can I improve my financial health in the New Year?
Money Saving Ideas
9 Dec 2024
How to cut down the costs of Christmas dinner and festive activities
How to cut down the costs of Christmas dinnerThe festive season can be especially stressful when you’re already dealing with debt. But, with a little creativity and planning, you can still enjoy a wonderful Christmas without overspending.In our third blog, we’ve come…
News and Stories
2 Dec 2024
Navigating the festive season after a loss
The holiday season, whether it’s Christmas, Hanukkah, work parties or family gatherings, is often a time for people to come together to celebrate, remember, and connect.But if you, or someone close to you, are grieving, these gatherings may feel overwhelming…
Money Saving Ideas
29 Nov 2024
How to save money on Christmas decorations this year
Christmas is about joy, warmth, and togetherness, not how much you spend. The festive season can feel overwhelming for those facing financial challenges, but decorating your home doesn’t have to cost a fortune.In the second blog of our Christmas Savings…
News and Stories
29 Nov 2024
Don’t let a loan shark ruin your Christmas
We’ve joined forces with our partner, Illegal Money Lending Team (IMLT), to warn people about the dangers of borrowing from loan sharks in the run-up to Christmas.The IMLT is a national organisation, hosted by Birmingham City Council, that was set…
Money Saving Ideas
28 Nov 2024
Saving money on gifts this Christmas
The festive season is fast approaching, and, for many, Christmas is all about making memories.People assume that making something memorable means you have to throw a lot of money at it, but this doesn’t have to be the case.Christmas isn’t…
Money Saving Ideas
13 Nov 2024
How to save money heating your home this winter
As the colder months approach, we understand that keeping your home warm can be costly.That’s why we’ve put together some energy-saving tips to help you stay warm and cosy without breaking the bank.How do I keep my house warm?Make sure…