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Welcome to PayPlan’s debt advice blog!

Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.

News and Stories 19 May 2025

Protect yourself from bank scam calls by dialling 159

Bank scams are on the rise. Between April and June 2024, the Financial Conduct Authority (FCA) recorded 8,734 complaints about fraud and scams.Over half involved push payment (APP) scams – where people are tricked into transferring money to fraudsters, often…

News and Stories 2 May 2025

Water Saving Week 2025: Small Waste, Big Impact

Water usage in the UK continues to rise each year. Most of us use about 150 litres of water a day[1], the equivalent of nearly two full baths[2].That’s why Waterwise is hosting its ninth annual Water Saving Week, from 12–16…

News and Stories 25 Apr 2025

Understanding the link between debt and mental health

If you’re struggling with your mental health and money worries, you’re not alone. The link between the two is strong – and it’s something we see and understand every day. In fact, research from the Money and Mental Health Policy Institute[1]…

News and Stories 4 Apr 2025

How are the government funded childcare hours changing?

From September 2025, working parents of children under the age of five will be entitled to 30 hours of government funded childcare a week.Currently, 15 hours of government-funded childcare is available for all children from the age of 9 months, with…

News and Stories 3 Apr 2025

How could the Spring Statement affect you and your money?

Now that the Chancellor has delivered her Spring Statement understanding what lies ahead can help you feel more prepared for any changes that have already taken place.What is the Spring Statement?The Spring Statement, sometimes called the “mini-budget,” is one of…

Industry News 17 Mar 2025

Debt Awareness Week 2025: Breaking the stigma

This year, Debt Awareness Week is supporting those facing debt to act and improve their financial wellbeing.The awareness week, which runs from March 24th to March 30th, was created to challenge the stigma surrounding debt and to encourage open conversations…

News and Stories 13 Mar 2025

The UK housing crisis: Understanding the pressure and finding support

Did you know that, according to Shelter, 67% of people in England have experienced some form of housing pressure in the past year?Whether it’s struggling to pay the rent, keeping up with mortgage payments, or worrying about eviction, financial stability…

Money Saving Ideas 12 Feb 2025

Valentine’s Day spending trends reveal growing financial pressures

Valentine’s Day spending trends reveal growing financial pressures. In 2025, it’s estimated that over half of the UK population (53%) plan to spend money this Valentine’s Day[1].It’s expected that over £1.5bn will be spent in total, with the average person…

News and Stories 17 Jan 2025

Big Energy Saving Week 2025

Today marks the start of Big Energy Saving Week!  Alongside other organisations, we’ll be sharing some great tips on ways to save energy and money as we start the new year.There’s never been a better time to get smart about…

Money Saving Ideas 16 Jan 2025

How to save money during Veganuary

Veganuary, which started on the first day of January, encourages people all over the world to try a vegan diet throughout the month to protect the environment, prevent animal suffering, and improve health.We know that switching to a vegan diet…

News and Stories 10 Jan 2025

UK borrowing costs are rising, but what does it mean?

This year, UK borrowing costs have hit the highest level since 1998 [1] But how does this affect you?. What are borrowing costs? Borrowing costs refer to the interest rates and fees you pay when borrowing money from lenders. These…

News and Stories 23 Dec 2024

The financial impact of Christmas spending

For many, Christmas is a time of celebration, but it can also be a time of increased financial strain. Our data reflects this reality – in January 2024, we saw a 60% increase in visitors seeking debt advice through our…

Money Management 23 Dec 2024

How can I improve my financial health in the New Year?

So many people use the New Year to kick start a health plan and look after their bodies, but the New Year can also be the perfect opportunity to review your financial health.The holiday season is expensive, with food, presents,…

Money Saving Ideas 9 Dec 2024

How to cut down the costs of Christmas dinner and festive activities

How to cut down the costs of Christmas dinnerThe festive season can be especially stressful when you’re already dealing with debt. But, with a little creativity and planning, you can still enjoy a wonderful Christmas without overspending.In our third blog, we’ve come…

News and Stories 2 Dec 2024

Navigating the festive season after a loss

The holiday season, whether it’s Christmas, Hanukkah, work parties or family gatherings, is often a time for people to come together to celebrate, remember, and connect.But if you, or someone close to you, are grieving, these gatherings may feel overwhelming…

Money Saving Ideas 29 Nov 2024

How to save money on Christmas decorations this year

Christmas is about joy, warmth, and togetherness, not how much you spend. The festive season can feel overwhelming for those facing financial challenges, but decorating your home doesn’t have to cost a fortune.In the second blog of our Christmas Savings…

News and Stories 29 Nov 2024

Don’t let a loan shark ruin your Christmas

We’ve joined forces with our partner, Illegal Money Lending Team (IMLT), to warn people about the dangers of borrowing from loan sharks in the run-up to Christmas.The IMLT is a national organisation, hosted by Birmingham City Council, that was set…