Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
News and Stories
3 Nov 2025
PayPlan named Debt Advice Provider of the Year
Industry News
3 Nov 2025
Encouraging open conversations about money
From 3rd-7th November, we’ll be supporting Talk Money Week – a national campaign that inspires people to talk more openly about their finances.Every day, we speak to people who are worried about paying bills or who would like support setting…
Money Management
30 Sep 2025
Why is my food shop still so expensive?
Food inflation within the UK has increased again, rising 4.9% year-on-year in July 2025, marking the highest rate since February 2024. Over the past five years, food prices have climbed by an average of 37%, with some household favourites seeing even sharper…
Money Management
18 Sep 2025
Starting university? Here’s what you need to know about managing your money
For many young people across the country, heading off to university is one of the biggest lifestyle changes they’ll face. New friends, new surroundings, new independence and often for the first time, new financial responsibilities.With student loans, maintenance costs and…
Industry News
11 Sep 2025
Struggling with council tax? Here’s what you need to know about changes to the system
If you’ve ever fallen behind or felt overwhelmed by your council tax bill, you’re not alone. Many households across the UK are finding it hard to manage, especially as the cost of living continues to stretch budgets.The good news is…
Money Management
28 Aug 2025
Back-to-school costs are adding up for parents
As summer winds down, thoughts turn from holidays and days out to school uniforms, stationery and lunchboxes. But for many parents, the excitement of a new school year also comes with the stress of paying for it.Research shows the minimum…
Industry News
27 Aug 2025
October energy price cap changes: Why you could see a rise in your energy bills
News and Stories
14 Aug 2025
Financial Awareness Day 2025: Why it’s more important than ever to speak about money
Do you find it hard to talk about money? If so, you’re not alone. From guilt after spending, to the worry of unopened bills, money stress is something many of us carry quietly.That’s why Financial Awareness Day matters. It’s not…
News and Stories
11 Aug 2025
The Hidden Dangers of Buy Now, Pay Later
More than 8 million people in the UK are now using Buy Now, Pay Later (BNPL) for purchases under £50 – and, for many, it’s becoming more than just a convenient way to pay.With the cost of living still high…
Money Management
5 Aug 2025
Budgeting for summer in 2025: What you need to know
As the school holidays approach, a lot of people will be looking forward to some well-earned down time. But while the idea of taking a break can be exciting, the cost of making summer special can leave a lasting financial…
Money Management
3 Aug 2025
What happens when you contact PayPlan – a step-by-step guide
If you’re thinking about getting support with your finances, but aren’t sure of the process, feel nervous or don’t know what to expect, you’re not alone.We understand that, for a lot of people, reaching out is often the hardest step,…
Living in Debt
28 Jul 2025
A small emergency fund can make a big difference
When money’s tight, an unexpected cost can throw everything off course. In 2024, 60% of people said they were worried about the impact on an emergency cost would have on their finances.If you can, it’s worth considering setting up a…
Money Saving Ideas
14 Jul 2025
Navigating cost of living challenges this summer
Lots of people are still finding it hard to keep up with bills, food prices and other costs.Even though some prices have stopped going up as fast, things still cost a lot more than they used to.If you’re finding it…
Industry News
27 Jun 2025
Understanding the 2025 IVA Protocol changes
News and Stories
23 Jun 2025
Have you started thinking about retirement?
A third of people in the UK don’t have a retirement plan ready, and of those who do, only 22% of them have a detailed plan in place for when they do retire.[1]In 2024, the average weekly income of a…
Industry News
29 May 2025
One in ten people with credit are struggling to pay bills
Millions across the UK are feeling the pressure, especially those with credit products, according to the Financial Conduct Authority’s (FCA) Financial Lives survey.[1]Many people are facing issues with their finances, and one in ten people with a credit product are…
Industry News
23 May 2025
OFGEM Energy price cap update: what the changes might mean for you
OFGEM has today announced a drop in the energy price cap, reducing average energy bills by £129 from July 1st[1]. This follows three consecutive increases and will help to ease some of the financial pressure on millions of homes. Read on…
News and Stories
19 May 2025
Protect yourself from bank scam calls by dialling 159
Bank scams are on the rise. Between April and June 2024, the Financial Conduct Authority (FCA) recorded 8,734 complaints about fraud and scams.Over half involved push payment (APP) scams – where people are tricked into transferring money to fraudsters, often…
News and Stories
2 May 2025
Water Saving Week 2025: Small Waste, Big Impact
Water usage in the UK continues to rise each year. Most of us use about 150 litres of water a day[1], the equivalent of nearly two full baths[2].That’s why Waterwise is hosting its ninth annual Water Saving Week, from 12–16…
News and Stories
25 Apr 2025
Understanding the link between debt and mental health
If you’re struggling with your mental health and money worries, you’re not alone. The link between the two is strong – and it’s something we see and understand every day. In fact, research from the Money and Mental Health Policy Institute[1]…