Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Living in Debt
5 Feb 2026
Supporting parents’ mental and financial wellbeing
Money Saving Ideas
22 Jan 2026
How can I stay warm this winter without high heating bills?
With the rising cost of energy, many households are finding it increasingly difficult to afford their heating. If you’re worried about keeping warm without increasing your energy bills, you’re not alone. This guide explains what help is available and shares…
Industry News
19 Jan 2026
Blue Monday: Support when things feel harder
Blue Monday is often marked on the third Monday of January, which this year falls on 19 January.For many people, this time of year can feel particularly tough – shorter days, colder weather and added financial pressure after Christmas can…
Debt Facts
15 Jan 2026
Rising Use of Bailiffs for Council Tax Debt
The use of bailiffs to recover unpaid council tax has increased significantly in recent years. Bailiff action can be stressful and confusing, and many people struggle to find clear, accessible support. This rise has prompted questions about why enforcement has…
Debt Facts
14 Jan 2026
Myth busting: Common misunderstandings about debt
Debt can feel complicated enough without myths, assumptions or misinformation getting in the way. These myths can increase stress, cause confusion and even stop people from getting the help they need.This guide breaks down some of the most common debt…
Money Management
19 Dec 2025
What to know before you go self-employed
Becoming self-employed is a dream for many – the freedom to build something of your own, set your own hours and follow your passion.But before you take the leap, it’s important to understand what type of self-employment is right for…
Money Management
2 Dec 2025
What’s the difference between priority and non-priority debts?
Industry News
26 Nov 2025
Budget 2025: Here’s what you need to know
The government has shared some new changes in the Budget today. This simple guide explains what they mean so you can plan ahead.Wages, benefits, savings and pensionsWages are going up. From April, the legal minimum wage for over-21s to rise…
Money Management
7 Nov 2025
Stress Awareness Day: Understanding the impact of financial pressure
Stress is something we all experience but understanding what’s behind it – and knowing where to find support – can make a real difference.In support of Stress Awareness Day, which took place earlier this month, we wanted to take a…
Money Management
6 Nov 2025
How to write a budget that works
A budget isn’t just a spreadsheet – it’s your money plan.It helps you make the most of what you earn, stay in control of bills and feel more confident about where your money goes every month.This guide breaks budgeting into…
News and Stories
3 Nov 2025
PayPlan named Debt Advice Provider of the Year
We’re incredibly proud to share that PayPlan has been named Debt Advice Provider of the Year at this year’s Credit Strategy Collections & Vulnerability Awards.The awards recognise organisations that go above and beyond to support people in financial difficulty –…
Industry News
3 Nov 2025
Encouraging open conversations about money
From 3rd-7th November, we’ll be supporting Talk Money Week – a national campaign that inspires people to talk more openly about their finances.Every day, we speak to people who are worried about paying bills or who would like support setting…
Money Management
30 Sep 2025
Why is my food shop still so expensive?
Food inflation within the UK has increased again, rising 4.9% year-on-year in July 2025, marking the highest rate since February 2024. Over the past five years, food prices have climbed by an average of 37%, with some household favourites seeing even sharper…
Money Management
18 Sep 2025
Starting university? Here’s what you need to know about managing your money
Industry News
11 Sep 2025
Struggling with council tax? Here’s what you need to know about changes to the system
If you’ve ever fallen behind or felt overwhelmed by your council tax bill, you’re not alone. Many households across the UK are finding it hard to manage, especially as the cost of living continues to stretch budgets.The good news is…
Money Management
28 Aug 2025
Back-to-school costs are adding up for parents
As summer winds down, thoughts turn from holidays and days out to school uniforms, stationery and lunchboxes. But for many parents, the excitement of a new school year also comes with the stress of paying for it.Research shows the minimum…
Industry News
27 Aug 2025
October energy price cap changes: Why you could see a rise in your energy bills
OFGEM has today announced a rise in the energy price cap, increasing average energy from October 1st[1].Read on to find out what’s changing, how it might affect your energy costs and what support’s available if you’re struggling to keep up…
News and Stories
14 Aug 2025
Financial Awareness Day 2025: Why it’s more important than ever to speak about money
Do you find it hard to talk about money? If so, you’re not alone. From guilt after spending, to the worry of unopened bills, money stress is something many of us carry quietly.That’s why Financial Awareness Day matters. It’s not…
News and Stories
11 Aug 2025
The Hidden Dangers of Buy Now, Pay Later
More than 8 million people in the UK are now using Buy Now, Pay Later (BNPL) for purchases under £50 – and, for many, it’s becoming more than just a convenient way to pay.With the cost of living still high…
Money Management
5 Aug 2025
Budgeting for summer in 2025: What you need to know
As the school holidays approach, a lot of people will be looking forward to some well-earned down time. But while the idea of taking a break can be exciting, the cost of making summer special can leave a lasting financial…