The Payplan guide to reducing your outgoings.

Families are struggling with wage rises frozen, but the cost of living on the up, and many are turning to loans or credit as a way to deal with essential payments.

How do I… get out of debt and stay out of debt?

Getting into debt can be easy, one thing leads to another or something unexpected occurs and things spiral out of control. Before you know it, you are no longer able to afford all of your creditor commitments. Getting out of…

How do I manage my student debts?

In 2011 universities got the go ahead to increase tuition fees to a maximum of £9,000 per academic year. This provoked widespread anger amongst many, especially as Nick Clegg and the Liberal Democrats promised to phase out tuition fees altogether.…

How do I… budget?

Whether in debt or not, we should all learn to budget. For some of us budgeting will come naturally, but for others it can be more difficult. Therefore we have put together a guide to show you how to prepare…