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Living in Debt 12 Oct 2012

What do I do if I fall into arrears with my rent?

In these tough economic times, families are finding it increasingly difficult to keep on top of their monthly outgoings as the cost of living keeps rising and wages are staying the same. It is no surprise then that more than…

Living in Debt 1 Oct 2012

What to do if you fall into arrears with your… utility bills.

In these tough economic times, families are finding it increasingly difficult to keep on top of their monthly outgoings. According to statistics on IncomeMax 4.75million households in the UK are living in fuel poverty. With this many people in poverty,…

Living in Debt 21 Sep 2012

Credit Rating Myths

Credit ratings and reports are complete minefields with so much incorrect information available. Whether you are looking to take out credit or trying to repay debts it is important you understand your credit report and how it works.

Living in Debt 12 Sep 2012

Can I reclaim PPI whilst in a Debt Management Plan?

A question that regularly crops up from our clients is "can I reclaim mis-sold PPI?" The answer is quite simply, yes. Being in a DMP does not make the reclaiming process any more complicated, as opposed to those that are…

Debt Facts 15 Aug 2012

The truth behind the top 20 debt myths

In the 21st Century it is easy to use the internet to get answers to important debt questions. However, it is also easy to come across incorrect information which can have dangerous consequences.

Living in Debt 27 Jun 2012

Can I go on holiday once in a Debt Management plan?

Being in debt and in a plan such as a Debt Management Plan (DMP) or an Individual Voluntary Arrangement (IVA) can mean that many will have to change the way in which they spend and make cut backs.

Living in Debt 13 Jun 2012

How do I…fill out court forms for a County Court Judgement?

When you receive notification that a creditor is pursuing legal action against you it can be a stressful time. There is a short response period and it is important that all of the paperwork is filled out correctly.

Living in Debt 9 May 2012

Disabled people and debt

"We are struggling financially and finding it very hard to cope. I am at my wits end [trying] to find a way out of the debts." This quote from a disabled mother of a disabled child will resonate with many…

Living in Debt 27 Jul 2011

Can I change my DMP company?

People call us for several reasons: it may be that they realise they can no longer afford to manage their debt, they know their situation is about to change so they are planning ahead, or they simply decide that they…