Is financial insecurity impacting your mental wellbeing?
Lots of us can often let stress and worry pile up before we seek help. In this blog, we discuss the signs to look out for and how you can help someone in need.
Make your debt-free dreams a reality
Whether you were struggling before the pandemic, or your situation has changed because of this, there are options available to get you back on track. Read more in our latest blog.
Mental Health Awareness Week 2021
In support of the Mental Health Foundation’s #MentalHealthAwarenessWeek, we’re sharing animations, tips, and blogs over the next five days on how you can take care of your wellbeing. The theme for this year is Connecting with Nature. We think this…
Tackle the financial third wheel this Valentine’s Day
Valentine’s Day is approaching and although celebrations will be a little different this year, it’s an opportunity to reflect and be with the one you love. For some, there is a third wheel getting in the way of a healthy…
What to do if you’re struggling to pay your rent
With unemployment levels expected to reach a staggering 2.6 million by the middle of 2021, the sad reality is that many people across the UK will be struggling to pay their bills this year. Whilst redundancies are devastating for everyone,…
I’m worried about my finances – when is the best time to get help?
What should you do if you’re self-employed and in debt?
There are around 3.5 million sole traders in the UK and 2 million limited companies, according to the business advice website CompanyBug. If you’re self-employed are and finding things tough during the Coronavirus crisis, don’t be afraid to seek help.You…
Blue Monday – The most depressing day of the year
What’s so blue about Monday?Known by many as the most depressing day of the year, ‘Blue Monday’ is called as such for a number of reasons.For many, the post-Christmas debt is due, so many will be feeling the pinch. In…
New year, new credit card debt?
Another Christmas has come and gone, and another January has arrived, which can only mean one thing…credit card debt, and lots of it.The festive financial hangoverEvery year, thousands of Brits brace themselves for letters from their credit card providers as…
Will Your Partner’s Debts Affect You?
One of the most common concerns our customers express is whether their debts will affect their partner. This detailed blog post discusses marriage and debt and looks at how you and your partner can be financially linked. A useful read…
How do I write a letter to freeze credit card interest?
How do I write a letter to a credit card company to freeze interest?Having interest and charges frozen on your credit cards can make a huge difference to the length of your repayment period. For many people a solution like…
Can I Get Redundancy Pay if I am Over 65?
What is redundancy pay?If your employer informs you that your job is no longer necessary to the business, you are likely to be made redundant. If this happens, you will receive redundancy pay depending on how long you have worked…
5 Ways to Make Christmas More Affordable
How to Save Money This Christmas & Avoid the Debt Hangover in 2020
Christmas is a time when spending can easily get out of control. Even if you haven’t been extravagant, it takes a lot of planning and budgeting to avoid the January Christmas debt hangover. In January last year, around 7.9 million people…
Samaritans and PayPlan talk on suicide prevention
Every year in September, organisations around the world campaign to raise awareness of suicide prevention for World Suicide Prevention Day. That’s why we’ve teamed up with the Samaritans to talk about suicide prevention ready for #WorldSuicidePreventionDay. Why is it important…
Do students in the UK have a gambling problem?
Being a student can be incredibly expensive. You’ve got to pay for accommodation, shopping, food and a host of other expenses. For those who’re living away from home for the first time, this can be a pretty big shock to…
When to Consider a Debt Management Plan
When you’re in debt it can be difficult to know what to do next. Trying to sort out payments to different lenders, juggling calls from multiple creditors asking for money, trying to sort your priority debts from those that can…
How do I set up online banking?
Online bankingGone are the days where popping into your local bank was the only way to pay your bills, manage debt, or withdraw and deposit money into your account. Online banking has brought convenience to everyday life, and although the…
Can an IVA take my inheritance?
What is an IVA?An Individual Voluntary Arrangement, or IVA for short, is a debt solution whereby you pay all of your unsecured creditors back in monthly payments usually over a period of 5 or 6 years. Once the agreement ends,…