Living room

Welcome!

The Living Room is a vibrant social space to chat, share tips and pick up new ideas to live well on a budget. From free things to do with your kids this weekend to a big meal on a small budget, we’ll be sharing all of our ideas with you. And most importantly – we want you to share your top tips with us!

So, what are you waiting for? Come in, make yourself comfortable, grab yourself a cuppa and get involved in the Living Room.

Household debt is forecast to grow

Written by Rich Wells

 PayPlan were featured in ccrmagazine.com yesterday (Thursday 13 February) commenting on the TUC report that household debt is forecast to grow almost three times faster than wages over the next few years.Unsecured household debt is forecast to grow 4.5 times as fast as wages – by 70 percent between 2015 and 2019. It will reach…

PayPlan featured in The Independent

Written by Tracey Davies

 PayPlan were featured in The Independent newspaper on Saturday 7 February 2015. From being a victim of sexual assault, to losing a family member, to disease wiping out a business … financial trouble can invite itself into our lives and stay. Our Money Advice Consultant Jane Clack joined two of our customers to reveal how they found…

Making contact

Written by Tracey Davies

Since it launched in September 2014, contactless payments have been helping millions of people travel across London for cheaper.Originally introduced on the London buses in 2012, it has now been rolled out on the tube, tram, Docklands Light Railway, London Overground and National Rail services.So what does it mean for you?Another way to pay: There…

Curb your credit

Written by Rich Wells

It’s that time again when the credit card bills start landing on your doormat, reminding you that Christmas is a distant memory and all those indulgences now need to be paid for.It even has its own name in January – Blue Monday, as it’s purported to be the most depressing day of the year. Being…

10 ways to get fit for free

Written by Rich Wells

Can’t afford to commit to the gym?Not to worry, because the real key to keeping fit is simply to make the time to be active – and luckily there are plenty of ways you can do this for free! Read our 10 simple tips to see how you could be leading a more active lifestyle…

TAKING CONTROL OF YOUR DEBT IN 2015

Written by Tom Maplethorpe

Now the dust’s settled on your Christmas spending, it’s most likely that like many other people you want to start the New Year in a positive frame of mind. We take 30% more calls in January than we do in November, as people look to make a fresh start with their finances. What better time…

RING IN THE NEW YEAR ON A BUDGET

Written by Tom Maplethorpe

When Christmas finally comes to pass and garish, glittery jumpers get confined to the wardrobe for another 12 months, it’s time to party. What better way to see out the old and welcome in the New Year than with a get together with family and friends?The busiest and bubbliest party night of the year can…

Cracking Christmas ideas

Written by Tracey Davies

We announced the winner of our Christmas money saving competition on Thursday but as we received so many great entries and ideas, it seemed a bit of a shame not to share more with you.From practical ideas to heartfelt entries, there’s bound to be an idea to suit everyone so we’ve included a few of…

Christmas tip competition – the winner is revealed.

Written by Tracey Davies

When we asked you all to send us your favourite ways to save money at Christmas, we were inundated with great ideas.With just over a week to go until the big day, there’s still plenty of time to put some of them into practice.From practical advice to sentimental ideas, so many stood out.However after much…

SMART TIPS FOR A CHEAPER CHRISTMAS DINNER

Written by Ryan Benbow

 We’re racing towards yuletide and all the joy that Christmas brings. If your excitement and anticipation of the big day is a little clouded by thoughts of a hefty grocery bill, why not take a look at our thrifty guide to keeping your costs down?Food prices fell by a measly 0.2%* for the first time…

Winter warmers

Written by Tracey Davies

Christmas is just around the corner and Winter has definitely arrived.If you’re anything like me and do everything you can to keep to yourself as snug as a bug without your heating bill soaring, these tips should help.Don’t block the radiator: Arrange your furniture away from radiators so when the heating comes on you feel…

Supermarket savvy

Written by Rich Wells

After mortgage or rent repayments, one of the biggest costs any family has is food.It’s also one of the things that you look at first when you need to make a few savings.The good news is that there are plenty of ways that you can slash the price of your weekly shop by only making…

Share your Christmas money saving tip and Win a £25 Argos Voucher

Written by Rich Wells

Fancy treating someone a bit more this Christmas?At PayPlan we want to help you give a little bit more this festive season – which is why we’re offering you the chance to win an Argos Giftcard worth £25!Get your top Christmas money saving tips over to us by Monday 15th December via our Facebook page,…

Baubles, Bangles And Cash-Saving Beads

Written by Ryan Benbow

 At the last count each household in the UK was set to spend £43* on cards, trees and decorations. It might not sound enough for Santa to scrap Christmas or put the party on hold, but if you factor in around £600 for gifts and £180 on food and drink, the average bill is bulky…

Pet Power

Written by Rich Wells

Deciding to buy a pet is an important decision.With bedding, food, pet insurance and trips to the vet, caring for an animal is a big commitment and can put an immense amount of pressure on your family budget.But by trying these cost cutting tips, you can ensure that your pets don’t have to turn into…

Our latest news

Written by Rich Wells

We are often asked by the media to comment on a variety of issues and topics and appear in local, industry and national press.Our case studies have proved a valuable source in securing vital coverage in lots of different publications.Keep up to date and view all of our latest coverage here in Payplan in the…

Pole Position

Written by Tracey Davies

A Day in the life – Employee profileThe Marketing department is a hive of activity when I catch up with Richard Wells.Rich has been part of the web marketing team since October 2012. As Digital Marketing Executive, his responsibilities include looking after search engine optimisation (SEO) and digital communications.“I love my job as no two…

Counting Down To A Not So Black Friday

Written by Tracey Davies

If you’re one of the millions of people in the UK counting down to Black Friday and the hunt for pre-Christmas bargains, this Friday won’t need any introduction. You’ll probably be fully aware of the growing phenomenon that’s rapidly closing the gap with Boxing Day as our busiest shopping day of the year.Philadelphia Police Department…

Winter Breaks on a Budget

Written by Ryan Benbow

 As the weather gets colder and the nights get darker, many of us will be dreaming of escaping the British winter and heading for some sunshine or taking a city break. But trips away can be expensive, so can you get a cheap break on a budget?If you’re debt savvy and have managed to save…

Cheap and Cheerful Christmas Cheer

Written by Rich Wells

There are so many elements to Christmas from the gifts, to the food, to the guests. When budgets are tight the things that can seem most inexpensive can rapidly add up. Gift wrapping can quickly push up spending, so that even with 3 for 2 offers on rolls of paper, it can easily cost £10…

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