• Welcome to PayPlan’s debt advice blog!

    The Living Room is a vibrant social space to chat, share tips and pick up new ideas to live well on a budget. From free things to do with your kids this weekend to a big meal on a small budget, we’ll be sharing all of our ideas with you. And most importantly – we want you to share your top tips with us!

    So, what are you waiting for? Come in, make yourself comfortable, grab yourself a cuppa and get involved in the Living Room.

  • What is Britain’s attitude to debt in 2017?

    Written by Payplan

    We wanted to know exactly what the people of Britain thought about debt. And so, we asked 1,200 people about their thoughts on the matter, to discern just how serious our debt problem is or if we’ve got things under…

  • I Hate to Admit That I Was Wrong

    Written by Skint Dad

    Ricky Willis, author of the award-winning Skint Dad blog, tells us why having access to free debt help and advice is important. I never used to ask anyone for help. I didn't think I needed to. I earned a decent…

  • How to do Valentine’s Day on a budget

    Written by Chelsea Potter

    The run up to Valentine's Day brings with it a certain amount of pressure to do something special for your partner and when budgets are tight you may find yourself worrying that you are unable to create the perfect day…

  • Our Christmas campaign revealed… #HappyNewYear

    Written by Chelsea Potter

    PayPlan have teamed up with one of the UK’s leading mental health charity’s, SANE, to reveal a Christmas campaign targeting mental health and debt. Our campaign #HappyNewYear looks at the real cost of Christmas and makes you question whether it’s…

  • Easier ways to manage your money

    Written by Chelsea Potter

    When we start to make efforts to monitor our finances, managing our money becomes a little easier. This week’s blog post looks at the methods you can use to keep track of your accounts and how you can control of…

  • Perfect payments

    Written by Chelsea Potter

    We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or have been for a while. Managing invoices and dealing with late payments is up there as…

  • Am I still liable for my debts?

    Written by Chelsea Potter

    We get asked a lot of questions on our blog and our Debt Questions forum about whether people are still liable for their debts. For this week’s blog post we are going to look at some of the most common…

  • Taxing times

    Written by Chelsea Potter

    We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how to complete your…

  • An Unfortunate Week

    Written by Chelsea Potter

    We've released a new campaign called An Unfortunate Week. It’s an interactive guide showing hypothetical examples of someone subject to bad luck in the week running up to payday. An Unfortunate Week is an eye opening piece that we hope…

  • Spot the scams

    Written by Chelsea Potter

    We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how small businesses can…

  • What to do if the bailiffs are on your doorstep?

    Written by Chelsea Potter

    One of the biggest fears people have when they’re in debt is what happens if the bailiffs come? Our latest blog post looks at your rights and whether you need to let them in if they turn up on your…

  • PayPlan Plus is changing

    Written by Chelsea Potter

    We have relaunched our PayPlan Plus website bringing our clients a new look that is also easier to use. Find out more about what's changed and how PayPlan Plus can benefit you.

  • Self-employment surge

    Written by Chelsea Potter

    There are now a record 4.8 million self-employed people in the UK as more and more people opt to go it alone. We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides about…

  • Is gambling affecting your finances?

    Written by Chelsea Potter

    Is gambling affecting your finances? Our latest blog post is from Gamcare and they offer advice about what you can do and where you can go to get help.

  • Cutting costs: Easy ways to reduce your spend

    Written by Chelsea Potter

    Cutting costs is difficult because while we all want to reduce our spend and save money, we don’t necessarily want to give up on all hopes of a social life and live life on rations. Today’s blog post looks at…

  • Self-employed IVAs: Frequently Asked Questions

    Written by Chelsea Potter

    A self-employed IVA is a debt solution tailored for the self-employed. This week’s blog post looks at what a self-employed IVA is and answers the most common questions we get asked about how this debt solution works.