Citizens Advice (CAB)
Citizens Advice offer free advice for residents in the UK. They provide face to face advice as well as over email and phone. Among many other topics, Citizens Advice provide help regarding housing issues, your rights at work and debt problems. If they think that you could benefit from a debt solution to help repay your debts they will direct you to a provider of free Debt Management Plans, and Individual Voluntary Arrangements such as PayPlan.
Citizens Advice is a charity funded by the lottery, charitable trusts, private companies and many more. They have been providing the UK with advice on various issues since 1939.
There are other organisations in the UK that also offer free debt advice.