What benefits are you eligible for?
Written by Chelsea Potter on 20 January 2017
Nearly half of the population are not receiving all the benefits they are entitled to. The Mirror reported that families could be missing out on £15 billion worth of benefits they deserve. When you’re in debt it can be difficult enough to make ends meet without missing out on income that could really help.
What benefits might I be eligible for?
There are many benefits available to help people who are perhaps unemployed or on a low income. We have a benefits guide that looks in more detail at the different types of benefits but some of the most popular examples include:
Job seekers allowance (JSA)
JSA is intended for those currently not in employment but who are available and actively seeking work. You must be 18 and over and work less than 16 hours a week. You must report to the Job Centre every two weeks to show your efforts in looking for work; the Job Centre will also provide you with guidance to help you find a new role.
Child benefit is intended to support parents and guardians with the cost of their child’s living. You don’t have to be the parent of the child; as long as you are responsible for them you should still qualify.
This benefit is intended for people on low or no income, the amount you receive will depend on how much income you receive. If you work less than 16 hours a work and are over 16 years old you may be entitled to claim this benefit.
Personal Independence Payment (PIP)
This benefit helps support people with long term ill-health or a disability. The amount you get paid depends on how your condition impacts your ability to work. You will need to undergo an assessment to determine the level of financial support you get. PIP has recently taken over from Disability Living Allowance (DLA).
Our benefits page has more information about the help available. You can also use your online calculator to quickly check your eligibility and discover whether you could apply for any extra assistance.
Filed under Living in Debt