What benefits are you eligible for?

Written by Chelsea Potter on 20 January 2017

Nearly half of the population are not receiving all the benefits they are entitled to. The Mirror reported that families could be missing out on £15 billion worth of benefits they deserve. When you’re in debt it can be difficult enough to make ends meet without missing out on income that could really help. In order to help raise awareness of the benefits available, we now have our own online benefits calculator that clients can use to ensure they are claiming what they are entitled to.

How does it work?

The calculator will ask you a few questions about your income, dependents and housing status. All responses are confidential and you don’t have to complete the task in one sitting, you can save your calculation and return later if you need to, for example, check your pay slip before completing your information. The calculator is designed for you to use at your convenience. If you are entitled to receive benefits then it makes sense to make sure you are claiming them.

It should only take a couple of minutes to complete and once you’ve filled in your details it will return a list of benefits that it believes you are eligible for. It will then share with you information about what the benefits are and how you can apply for them.

What benefits might I be eligible for?

There are many benefits available to help people who are perhaps unemployed or on a low income. We have a benefits guide that looks in more detail at the different types of benefits but some of the most popular examples include:

Job seekers allowance (JSA)

JSA is intended for those currently not in employment but who are available and actively seeking work. You must be 18 and over and work less than 16 hours a week. You must report to the Job Centre every two weeks to show your efforts in looking for work; the Job Centre will also provide you with guidance to help you find a new role.

Child Benefit

Child benefit is intended to support parents and guardians with the cost of their child’s living. You don’t have to be the parent of the child; as long as you are responsible for them you should still qualify.

Income Support

This benefit is intended for people on low or no income, the amount you receive will depend on how much income you receive. If you work less than 16 hours a work and are over 16 years old you may be entitled to claim this benefit.

Personal Independence Payment (PIP)

This benefit helps support people with long term ill-health or a disability. The amount you get paid depends on how your condition impacts your ability to work. You will need to undergo an assessment to determine the level of financial support you get. PIP has recently taken over from Disability Living Allowance (DLA).

Our benefits page has more information about the help available. You can also use your online calculator to quickly check your eligibility and discover whether you could apply for any extra assistance.

Filed under Living in Debt

This article was checked and deemed to be correct as at the above publication date, but please be aware that some things may have changed between then and now. So please don't rely on any of this information as a statement of fact, especially if the article was published some time ago.

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