Blog | Free Debt Advice

Living in Debt 8 Apr 2024

What happens to my debt if I lose my job?

Industry News 28 Mar 2024

World Bipolar Day: The link between debt and bipolar disorder

The aim of World Bipolar Day (Saturday, March 30th) is to encourage understanding about what bipolar is – and isn’t – and to banish the stigma around it.Each year, Bipolar UK holds its annual conference and runs a number of…

Industry News 26 Mar 2024

What is the new April energy price cap?

Between 1 April and 30 June 2024, the energy price cap is set at £1,690 per year for a typical household that uses electricity and gas and pays by Direct Debit.Based on typical household energy use, this is £238 lower…

Industry News 18 Mar 2024

Debt Awareness Week 2024: Addressing barriers to debt advice

It’s the 10th anniversary of Debt Awareness Week (March 18 – March 24) this week!Over the week, we’ll raise awareness of some common reasons people might not seek debt advice despite struggling financially and how they can overcome those barriers.What…

News and Stories 7 Mar 2024

What does the 2024 Budget mean for you and your money?

Here’s an overview of the key points from the 2024 Budget, announced by the Chancellor yesterday afternoon (March 6).We’ve covered the topics that could affect you and your money:TaxNational Insurance, a payroll tax, cut by 2p in the pound for…

News and Stories 29 Feb 2024

Write your Will for free in March

Wills aren’t just for the wealthy.It’s important for everyone to plan ahead, but did you know that over half of the adults in the UK don’t have a will?Without a clear Will in place, your wishes may not be followed…

Money Management 14 Feb 2024

Will my partner’s debt affect my credit score?

News and Stories 7 Feb 2024

How to protect yourself from online scams

Staying safe online is becoming increasingly difficult as cyberattacks become more sophisticated.Whether it be impersonating someone you know or an organisation/business that you trust, cybercriminals encourage individuals to share personal or sensitive information or click on malicious web links or…

News and Stories 1 Feb 2024

Join the nation’s biggest mental health conversation

We’re celebrating Time to Talk Day today (February 1st), the nation’s biggest mental health conversation.The annual awareness day, by Mind and Rethink Mental Illness, is a day for you. It’s a chance for you to be open with your friends,…

News and Stories 15 Jan 2024

Take advantage of PayPlan’s free money-saving tool BudgetSmart

Our online money tool, BudgetSmart, helps you maximise your income, reduce your spending and find savings in every corner of your finances.The interactive tool has hundreds of money-saving tips across eight core categories, including support with energy and water bills,…

Industry News 10 Jan 2024

PayPlan retains Inclusive Service Kitemark™ demonstrating commitment to vulnerable consumers

We are thrilled to announce that we’ve successfully retained our Inclusive Service Kitemark™, a benchmark for industry best practice, awarded by BSI, the business standards and improvement company.The Kitemark covers topics such as the identification of customer vulnerability, inclusive design…

Living in Debt 5 Jan 2024

Are you dealing with a loan shark? What to look out for

The past few years have left many of us in the UK in worse financial situations, and whilst it’s always good to be proactive and try to take steps to solve financial problems, it’s important to be aware of the…

Money Saving Ideas 22 Dec 2023

Let’s ring in the new year with improved financial health!

A New Year can be daunting with the hope of making resolutions you think you might not be able to keep, however, following the below simple steps may help you feel your financial best and start 2024 with a positive…

Industry News 20 Dec 2023

Loan fee fraud – how to stay safe when looking for a loan

Industry News 15 Dec 2023

Saving money on your energy bills – gas and electric meters explained

With energy prices set to increase again in January, we’re all doing anything we can to use less gas and electricity in our homes, but there may be other ways you can save money.Knowing what type of meter you have…

News and Stories 7 Dec 2023

Understanding the dangers of using Buy Now, Pay Later this Christmas

What is Buy Now, Pay Later?Buy Now, Pay Later (BNPL) is a payment option offered by retailers to allow customers to spread the cost or delay the payment of their purchase.It has become a very popular payment method for online…

Industry News 6 Dec 2023

Make writing a Will your New Year’s Resolution!

Head into 2024 with a productive start by writing your Will and ensuring your assets are protected and will be distributed how you choose.Do you have particular wishes you would want to be followed and do you know who you…

Industry News 28 Nov 2023

Reducing the stigma around gambling-related debt

We’re supporting Stigma, a national public health campaign to reduce the stigma around gambling harms.The nationwide initiative, by charity GambleAware, revealed that 75% of people who had experienced gambling problems felt they couldn’t open up to loved ones, with stigma…

Money Saving Ideas 22 Nov 2023

A guide to responsible shopping ahead of Black Friday and Cyber Monday

Black Friday and Cyber Monday are two of the biggest shopping events of the year.With seemingly big discounts and exclusive deals, most of us are tempted to head out to the shops or scroll through the sales from our phones,…

Money Saving Ideas 13 Nov 2023

Ways to save on your energy bills this winter

The average medium-sized UK household spends around £152 per month, or £1,834 per year on their combined gas and electricity bills – and this presents some real opportunities to make a saving.And with the colder temperatures hitting, many of us…

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