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Welcome to PayPlan’s debt advice blog!

Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.

Money Management 14 Feb 2024

Will my partner’s debt affect my credit score?

If your credit score is important to you, or you wish to take out credit at any point in the future, knowing what can affect your credit score is essential.Depending on your financial ties, your partner’s credit score and debts…

News and Stories 7 Feb 2024

How to protect yourself from online scams

Staying safe online is becoming increasingly difficult as cyberattacks become more sophisticated.Whether it be impersonating someone you know or an organisation/business that you trust, cybercriminals encourage individuals to share personal or sensitive information or click on malicious web links or…

News and Stories 1 Feb 2024

Join the nation’s biggest mental health conversation

We’re celebrating Time to Talk Day today (February 1st), the nation’s biggest mental health conversation.The annual awareness day, by Mind and Rethink Mental Illness, is a day for you. It’s a chance for you to be open with your friends,…

News and Stories 30 Jan 2024

NHS Talking Therapies can help

The NHS is encouraging anyone struggling with feelings of depression or anxiety, such as excessive worry, panic attacks, social anxiety, post-traumatic stress or obsessions and compulsions, to seek help through NHS Talking Therapies services.The services are effective, confidential and free…

News and Stories 15 Jan 2024

Take advantage of PayPlan’s free money-saving tool BudgetSmart

Our online money tool, BudgetSmart, helps you maximise your income, reduce your spending and find savings in every corner of your finances.The interactive tool has hundreds of money-saving tips across eight core categories, including support with energy and water bills,…

Living in Debt 5 Jan 2024

Are you dealing with a loan shark? What to look out for

The past few years have left many of us in the UK in worse financial situations, and whilst it’s always good to be proactive and try to take steps to solve financial problems, it’s important to be aware of the…

Money Saving Ideas 22 Dec 2023

Let’s ring in the new year with improved financial health!

A New Year can be daunting with the hope of making resolutions you think you might not be able to keep, however, following the below simple steps may help you feel your financial best and start 2024 with a positive…

Industry News 20 Dec 2023

Loan fee fraud – how to stay safe when looking for a loan

The cost-of-living crisis is exerting increasing pressure on people’s finances, with one in five adults taking out loans to cope. At the same time, scams are rising, including loan fee fraud, where people are asked to pay an upfront fee but…

Industry News 6 Dec 2023

Make writing a Will your New Year’s Resolution!

Head into 2024 with a productive start by writing your Will and ensuring your assets are protected and will be distributed how you choose.Do you have particular wishes you would want to be followed and do you know who you…

Money Saving Ideas 16 Nov 2023

Tips to help you save money this Christmas

Christmas is a time for joy, togetherness, and celebration.However, it’s all too easy to get caught up in the festivities and find yourself overspending, leading to financial stress that can linger long after the decorations are put away.At PayPlan, we…

Money Saving Ideas 13 Nov 2023

Ways to save on your energy bills this winter

The average medium-sized UK household spends around £152 per month, or £1,834 per year on their combined gas and electricity bills – and this presents some real opportunities to make a saving.And with the colder temperatures hitting, many of us…

News and Stories 9 Nov 2023

Do one thing for Talk Money Week 2023

Talk Money Week is well underway, and we hope everyone is opening up and discussing finances in a healthier manner.Every year, Talk Money Week focuses on a different theme, and for 2023, the main focus is “Do one thing”.What is…

News and Stories 1 Nov 2023

PayPlan enhances customer support with on-demand interpreting service

We’re taking our customer support to a new level by partnering with LanguageLine Solutions, to offer real-time interpreting in up to 240 different languages.In line with our commitment to our Consumer Duty responsibilities, the partnership with LanguageLine will ensure that…