Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
If your credit score is important to you, or you wish to take out credit at any point in the future, knowing what can affect your credit score is essential.Depending on your financial ties, your partner’s credit score and debts…
Staying safe online is becoming increasingly difficult as cyberattacks become more sophisticated.Whether it be impersonating someone you know or an organisation/business that you trust, cybercriminals encourage individuals to share personal or sensitive information or click on malicious web links or…
We’re celebrating Time to Talk Day today (February 1st), the nation’s biggest mental health conversation.The annual awareness day, by Mind and Rethink Mental Illness, is a day for you. It’s a chance for you to be open with your friends,…
The NHS is encouraging anyone struggling with feelings of depression or anxiety, such as excessive worry, panic attacks, social anxiety, post-traumatic stress or obsessions and compulsions, to seek help through NHS Talking Therapies services.The services are effective, confidential and free…
Our online money tool, BudgetSmart, helps you maximise your income, reduce your spending and find savings in every corner of your finances.The interactive tool has hundreds of money-saving tips across eight core categories, including support with energy and water bills,…
The past few years have left many of us in the UK in worse financial situations, and whilst it’s always good to be proactive and try to take steps to solve financial problems, it’s important to be aware of the…
A New Year can be daunting with the hope of making resolutions you think you might not be able to keep, however, following the below simple steps may help you feel your financial best and start 2024 with a positive…
The cost-of-living crisis is exerting increasing pressure on people’s finances, with one in five adults taking out loans to cope. At the same time, scams are rising, including loan fee fraud, where people are asked to pay an upfront fee but…
With energy prices set to increase again in January, we’re all doing anything we can to use less gas and electricity in our homes, but there may be other ways you can save money.Knowing what type of meter you have…
What is Buy Now, Pay Later?Buy Now, Pay Later (BNPL) is a payment option offered by retailers to allow customers to spread the cost or delay the payment of their purchase.It has become a very popular payment method for online…
Head into 2024 with a productive start by writing your Will and ensuring your assets are protected and will be distributed how you choose.Do you have particular wishes you would want to be followed and do you know who you…
Black Friday and Cyber Monday are two of the biggest shopping events of the year.With seemingly big discounts and exclusive deals, most of us are tempted to head out to the shops or scroll through the sales from our phones,…
Christmas is a time for joy, togetherness, and celebration.However, it’s all too easy to get caught up in the festivities and find yourself overspending, leading to financial stress that can linger long after the decorations are put away.At PayPlan, we…
The average medium-sized UK household spends around £152 per month, or £1,834 per year on their combined gas and electricity bills – and this presents some real opportunities to make a saving.And with the colder temperatures hitting, many of us…
Talk Money Week is well underway, and we hope everyone is opening up and discussing finances in a healthier manner.Every year, Talk Money Week focuses on a different theme, and for 2023, the main focus is “Do one thing”.What is…
What is economic abuse?For Talk Money Week 2023, we’re teaming up with Broxtowe Women’s Project to raise awareness of economic abuse and the support available for victims.Economic abuse is a form of domestic abuse that involves a pattern of controlling,…
We’re taking our customer support to a new level by partnering with LanguageLine Solutions, to offer real-time interpreting in up to 240 different languages.In line with our commitment to our Consumer Duty responsibilities, the partnership with LanguageLine will ensure that…