Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Archive
4 Jan 2010
Prioritise Your Costs and Debts in 2010
04 January 2010 Are you struggling to manage your bills at the beginning of what could be a tough year? If so, understanding, prioritising and managing your monthly costs and debts could give you a financial head-start in 2010.
Archive
5 Nov 2009
5 Money Saving Tips to Help Your Cash Budget
Five Money Saving Tips Many of us have noticed the recent rise yet again in fuel prices at the pump, which, according to the AA, are now at their highest in 2009. Now is therefore a good a time as…
Archive
30 Jun 2009
‘Debt Sale Scams Beware’ Warns Office of Fair Trading
The Office of Fair Trading (OFT) is warning consumers not to be taken in by businesses claiming to help them become debt free by ‘buying’ or ‘selling on’ their debts. Consumer Liable Even If Debt Is ‘Sold’ Online advertising has…
Archive
22 May 2009
Debt Counsellor Of The Year – Credit Today Awards 2009
Grantham, UK 19 May 2009 - Payplan's specialist money adviser Diane Watson, has been voted 'Debt Counsellor of the Year' award by Credit Today awards in London. The judges recognised her twelve years experience and debt counselling expertise - and…
Archive
21 Apr 2009
The Homeowner Mortgage Support Scheme
Tuesday 21st April 2009 saw the launch of a new government backed initiative that is intended to provide greater assurance to homeowners that they will be able to remain in their homes
Archive
7 Nov 2008
Debt In 2009 & Latest Insolvency Figures
Archive
29 Aug 2008
Help For Fuel Bills Demanded By UK Charities
Fuel Bill Help Urgently Needed Due to Gas/Electricity Bills Rise Government help for fuel bills has been demanded by consumer groups and charities following yet further announcements from two more leading energy providers explaining the increase in fuel prices for their…
Competitions
14 Jul 2008
How To Get Help With Bankruptcy Fees
Update: a new version of this blog is now available by clicking here I want to go bankrupt but I can’t afford the fees and so I’ll end up paying my debts for the rest of my life. How can…
Archive
1 May 2008
Problems Opening A New Basic Bank Account?
Debt Question Of The WeekI have been trying to open a new cash card account at the bank but they keep telling me I can’t have a basic bank account and that I must apply for a current one. Do…
Archive
16 Jan 2008
Beware IVA Debt Advice from TV Adverts
Unscrupulous IVA Advice As the ‘credit crunch’ begins to bite and traditional avenues to additional credit are closing off or becoming cost-prohibitive to many, unscrupulous up front fee charging IVA providers are circling to make sure they get their share…
Archive
6 Nov 2007
Award nomination for Payplan client
Payplan client, charity fundraiser and Multiple Sclerosis sufferer Karen Mascoll has recently been shortlisted for the ‘Croydon Charity Champion 2007’. This follows one of the proudest moments in her life when she completed the London Marathon in April to raise…
Archive
30 Oct 2007
‘IVA Council’ was ‘foolish’
‘The IVA Council’ has admitted to Credit Today that they were ‘foolish’ to advise people to stop making payments to their IVAs. Jonathan Baker, The IVA Council’s (IVAC) auditor, said the IVAC sent out letters advising debtors not to make…
Archive
30 Oct 2007
IVA Council makes false claims
Archive
21 Jun 2007
When can bailiffs force entry?
Recently a person received a letter from court baliffs threatning to force entry into a property, regardless if the person was present or not. The bailiff had not previously gained entry into the property and no levy had been made…
Archive
6 Jun 2007
How The Debt Collector Thinks
Or, how Simon Bell, tele-business trainer and associate of Windsor CME thinks according to Credit Today. According to Mr Bell, its not who an agent talks to when calling to collect debt, it’s more how they talk to you. Apparently…
Archive
6 Jun 2007
RBS To Add Credit Card Charges
The Royal Bank of Scotland have said that they will be adding £12 charges to credit cards if customers if they fail to inform RBS of a change of address! Customers have 30-60 days to inform RBS of a change…
Archive
19 Jul 2006
Northern Rock 5 Year Deal
Northern Rock has signed a 5 year credit reference deal with Experian to purchase consumer credit reference information to support its lending activity. Richard Barclay, director or credit at Northern Rock said It is crucial that we have access to…
Archive
7 Jun 2006
Debt Relief Orders
The Citizen Advice Bureau are calling for the government to introduce a new scheme called “Debt Relief Orders” – new insolvency plans put forward by ministers, due to the increase in people looking for debt advice. Debt Relief Orders will…
Archive
7 Apr 2006
Credit Card Charges
This invesitgation by the Office of Fair Trading has been going on for the past 2 years and they have finally said that charges on credit cards should no longer exceed £12, which is less than half the amount inccured…