Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Money Management
8 Aug 2016
Staying out of debt
Industry News
24 Jul 2016
What do the bankruptcy changes mean for you?
The application process and fees have changed for bankruptcy. Today we look at what changes have occurred and what they mean for you.
Living in Debt
20 Jul 2016
How long can my creditors chase me?
A question that I often come across from people struggling to pay their debts is "how long can my creditors chase me?" The answer is until you have paid them what you owe. However, if communication between the debtor and…
Money Management
18 Jul 2016
Fresh out of university – finding your financial feet
For graduates straight out of university, it can be a difficult time financially. In today's post we look at why graduates are struggling and what they can do to find their feet.
Debt Facts
13 Jul 2016
What happens to your debt when…
Some of our most common questions often centre around what will happen to debt in different scenarios. For example, what happens to debt when you die? We thought this week’s blog post would be the perfect opportunity to explain how…
In other news
5 Jul 2016
How does a relationship reunion affect your child maintenance agreement?
In our latest debt research, we discovered 71.6% of single parents were struggling financially. As a result PayPlan have launched a campaign to raise awareness of child maintenance - you can find out more about this in this week's blog…
Debt Facts
24 Jun 2016
Young People In Wales Have Highest UK Debt Levels
Money Management
21 Jun 2016
Creating a debt plan: What you need to know
The first step to getting your finances under control is to create a debt plan. Whether that's done on your own by looking at your budget or whether that's done with the help of a debt solution, today's post will…
Living in Debt
31 May 2016
How to Build a New Credit History
Once your IVA or debt management plan has finished, you can start your new life after debt. That might mean rebuilding your confidence in your ability to manage your money, but it should definitely include rebuilding your credit score. Here’s…
Money Management
24 May 2016
Managing your finances: A guide to budgeting
Working out a monthly or weekly budget means you have a much clearer idea of how much money is coming in and going out. This can be the difference between gradually falling further into debt and managing to make your…
Living in Debt
16 May 2016
Helping your child with debt
Should you help your child with debt if they are struggling and if so, what support should you give them? Is financial assistance enough? Our latest blog post looks at how you can really help your child with their debt…
Money Management
12 Apr 2016
Gas, Electricity and Water: Staying Out of the Red
Today's post looks at how to handle high utility bills. Many people will often opt for monthly payment plans for their gas and electric bills but is this the most efficient way of budgeting or could you save more money…
Industry News
7 Apr 2016
New data reveals Essex has the highest average debt in the UK
PayPlan have revealed new debt figures to show the top 10 counties in the UK with the highest average debt figures and Essex was revealed to have the highest debt level. According to the data 1212 people from the area used…
Living in Debt
5 Apr 2016
Keeping yourself debt-free as the year goes on
Money Management
21 Mar 2016
Don’t ignore debt: How to manage your money?
Burying your head in the sand is common when it comes to debt but this is when problems worsen. Don't ignore debt, take a look at PayPlan's top tips on how you can manage your money and regain control of…
Living in Debt
10 Mar 2016
PayPlan’s new debt tool: Diagnose Your Debt
PayPlan have launched a new debt test to see how well you are managing your money. Diagnose your Debt asks a series of questions centered around the most common debt warning signs and will use your answers to highlight how…
Living in Debt
9 Mar 2016
Don’t face debt alone: How to Talk to Your Partner about Your Debt
80% people keep their debts from their partner. We don't want you to face debt alone so Disease Called Debt wrote this post about how to tell your partner you are in debt.
Living in Debt
2 Mar 2016
Keeping healthy without breaking the bank
There’s no disputing that there are huge health benefits to be gained by eating well and living a healthy lifestyle – but what about the cost? It can often seem like the healthy options in life come with a heftier…
Debt Facts
26 Feb 2016
Payday Loans: What are they?
Payday loans might seem like a good solution when you're short of money but with high interest rates, are they a slippery slope into deeper debt? Learn more about what they are and how they are regulated in our latest…
Industry News
28 Jan 2016
SELF-EMPLOYED AT RISK OF ALMOST 40% MORE PERSONAL DEBT
Self-employed people clock up nearly 40 per cent more personal debt than those who are on the payroll, according to PayPlan's latest research.