Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Living in Debt
16 May 2016
Helping your child with debt
Money Management
12 Apr 2016
Gas, Electricity and Water: Staying Out of the Red
Today's post looks at how to handle high utility bills. Many people will often opt for monthly payment plans for their gas and electric bills but is this the most efficient way of budgeting or could you save more money…
Industry News
7 Apr 2016
New data reveals Essex has the highest average debt in the UK
PayPlan have revealed new debt figures to show the top 10 counties in the UK with the highest average debt figures and Essex was revealed to have the highest debt level. According to the data 1212 people from the area used…
Living in Debt
5 Apr 2016
Keeping yourself debt-free as the year goes on
Was your New Year’s resolution to sort out your finances? It’s hard to believe it’s April already, but for most of us, that means our 2016 resolutions have already gone out of the window. Our latest blog post has lots…
Money Management
21 Mar 2016
Don’t ignore debt: How to manage your money?
Burying your head in the sand is common when it comes to debt but this is when problems worsen. Don't ignore debt, take a look at PayPlan's top tips on how you can manage your money and regain control of…
Living in Debt
10 Mar 2016
PayPlan’s new debt tool: Diagnose Your Debt
PayPlan have launched a new debt test to see how well you are managing your money. Diagnose your Debt asks a series of questions centered around the most common debt warning signs and will use your answers to highlight how…
Living in Debt
9 Mar 2016
Don’t face debt alone: How to Talk to Your Partner about Your Debt
Living in Debt
2 Mar 2016
Keeping healthy without breaking the bank
There’s no disputing that there are huge health benefits to be gained by eating well and living a healthy lifestyle – but what about the cost? It can often seem like the healthy options in life come with a heftier…
Debt Facts
26 Feb 2016
Payday Loans: What are they?
Payday loans might seem like a good solution when you're short of money but with high interest rates, are they a slippery slope into deeper debt? Learn more about what they are and how they are regulated in our latest…
Industry News
28 Jan 2016
SELF-EMPLOYED AT RISK OF ALMOST 40% MORE PERSONAL DEBT
Self-employed people clock up nearly 40 per cent more personal debt than those who are on the payroll, according to PayPlan's latest research.
Money Management
21 Jan 2016
Last Orders
Pubs and Breweries have been at the hub of British communities for centuries.But with rising costs, competition and dwindling numbers, the licensed drinks trade has had more than its fair share of tough times. For our guest blog this month,…
In other news
15 Dec 2015
Xmas past, Xmas presents…
Inspired by the past, PayPlan’s Ruth Vernon shows how you can still have a great Xmas – without breaking the bank… When I was a nipper – and that’s going back decades as opposed to just years – Christmas was…
In other news
15 Dec 2015
When are we open over the festive season 2015-2016?
Like most people, we’re taking a bit of a break over the festive season, so our opening hours are changing slightly. If you’re a new client and you need debt help, check out below when our Helpline is open. If…
Debt Facts
15 Dec 2015
Top 10 FAQs about Trust Deeds
In other news
15 Dec 2015
The state of holiday spending
The festive season is here. It’s time to enjoy quality time with friends and family, wrap up the year at work, party, and of course spend spend spend. For many of us, Christmas is the time of year where our…
Client Stories
19 Nov 2015
Caring for the Carers
When Martin’s mother became ill in 2013 he took some time off work to care for her. He’d worked for the same motor dealers for 25 years but despite this, Martin lost his job because of the amount of…
Client Stories
18 Nov 2015
Worrying problem of elderly in debt
When Judith (72) looks back on the amount of debt she was in she can’t pinpoint the exact reasons why she owed so much.“It was nothing in particular, no splashing out on a car or anything like that,” she said.…
Debt Facts
12 Nov 2015
Top 10 Questions about Debt Management Plans
Guest post by Rhianne Hall from PayPlan’s DMP Annual Review team Speaking to clients in Debt Management Plans (DMPs) on a daily basis gives you an idea of the questions that are generally asked throughout the course of the…
Client Stories
11 Nov 2015
Supporting Armed Forces’ veterans
Royal Marine veteran John (64) served his country for 30 years and rose up the ranks to Warrant Officer Class 1. He saw service in Cyprus, Bosnia and both Gulf Wars and was awarded the Queen’s Gallantry Medal for action…
Industry News
5 Nov 2015
ARE YOU WORRIED ABOUT THE RISE OF INTEREST RATES? YOU’RE NOT ALONE
In autumn this year we surveyed hundreds of homeowners already living on a tight budget asking how to a rise in interest rates would affect their finances.While the Bank of England held interest rates again, our survey revealed 72% of…