Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Debt Facts
21 Apr 2017
What is Britain’s attitude to debt in 2017?
Living in Debt
31 Mar 2017
I Hate to Admit That I Was Wrong
Ricky Willis, author of the award-winning Skint Dad blog, tells us why having access to free debt help and advice is important. I never used to ask anyone for help. I didn't think I needed to. I earned a decent…
Money Saving Ideas
7 Feb 2017
How to do Valentine’s Day on a budget
The run up to Valentine's Day brings with it a certain amount of pressure to do something special for your partner and when budgets are tight you may find yourself worrying that you are unable to create the perfect day…
Living in Debt
12 Dec 2016
Our Christmas campaign revealed… #HappyNewYear
PayPlan have teamed up with one of the UK’s leading mental health charity’s, SANE, to reveal a Christmas campaign targeting mental health and debt. Our campaign #HappyNewYear looks at the real cost of Christmas and makes you question whether it’s…
Living in Debt
28 Nov 2016
Easier ways to manage your money
When we start to make efforts to monitor our finances, managing our money becomes a little easier. This week’s blog post looks at the methods you can use to keep track of your accounts and how you can control of…
Living in Debt
21 Nov 2016
When should you seek expert help for your debts?
If you’re struggling with your finances, it can be difficult to know where to turn. Our latest blog post looks at what help is available and when you might need to seek expert advice.
In other news
2 Nov 2016
Perfect payments
Living in Debt
24 Oct 2016
Am I still liable for my debts?
We get asked a lot of questions on our blog and our Debt Questions forum about whether people are still liable for their debts. For this week’s blog post we are going to look at some of the most common…
In other news
19 Oct 2016
Taxing times
We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how to complete your…
Living in Debt
14 Oct 2016
An Unfortunate Week
We've released a new campaign called An Unfortunate Week. It’s an interactive guide showing hypothetical examples of someone subject to bad luck in the week running up to payday. An Unfortunate Week is an eye opening piece that we hope…
In other news
5 Oct 2016
Spot the scams
We’ve teamed up with the Federation of Small Businesses (FSB) to produce a series of helpful guides whether you are new to self-employment or been doing it for a long time. This week, we looked at how small businesses can…
Living in Debt
27 Sep 2016
What to do if the bailiffs are on your doorstep?
One of the biggest fears people have when they’re in debt is what happens if the bailiffs come? Our latest blog post looks at your rights and whether you need to let them in if they turn up on your…
Client News
22 Sep 2016
PayPlan Plus is changing
We have relaunched our PayPlan Plus website bringing our clients a new look that is also easier to use. Find out more about what's changed and how PayPlan Plus can benefit you.
In other news
22 Sep 2016
Self-employment surge
Living in Debt
6 Sep 2016
Cutting costs: Easy ways to reduce your spend
Cutting costs is difficult because while we all want to reduce our spend and save money, we don’t necessarily want to give up on all hopes of a social life and live life on rations. Today’s blog post looks at…
Debt Facts
1 Sep 2016
Self-employed IVAs: Frequently Asked Questions
A self-employed IVA is a debt solution tailored for the self-employed. This week’s blog post looks at what a self-employed IVA is and answers the most common questions we get asked about how this debt solution works.
Living in Debt
22 Aug 2016
Do I need to open a new bank account?
If you’re struggling with your debts and looking at ways you can become debt free, it might have been suggested you open up a new bank account. Today's blog post looks at the bank's right to offset and whether you…
Money Management
8 Aug 2016
Staying out of debt
It can be such a relief once you make your final payment to your creditors and you can finally say you are debt free. However it can also be an overwhelming period. Today's blog post looks at the aftermath of…
Industry News
24 Jul 2016
What do the bankruptcy changes mean for you?
The application process and fees have changed for bankruptcy. Today we look at what changes have occurred and what they mean for you.
Living in Debt
20 Jul 2016
How long can my creditors chase me?
A question that I often come across from people struggling to pay their debts is "how long can my creditors chase me?" The answer is until you have paid them what you owe. However, if communication between the debtor and…