Gambling Addiction and Debt


These days, in addition to the traditional methods of gambling (like using a betting shop), gambling opportunities are now available everywhere – including lotto and scratchcards at the supermarket, 24/7 online bingo websites and smartphone apps, and late night TV.

We all know that there’s nothing wrong with having ‘a bit of a flutter’ – maybe a cheeky bet on the Derby, a Grand National office sweepstake, a night at the dog track, or a little play on the slot machines. But if you gamble more than you can afford to lose – or become addicted to gambling – it can have a serious impact on all aspects of your life, not least on your finances.

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How does excessive gambling lead to debt problems?

Some people run up their debts by using credit to fund their gambling – including credit cards, loans and overdrafts. Others may gamble too much of their income, and end up having to fall back on credit to pay bills and living expenses. However these debts are incurred, the result is broadly the same – things can quickly and easily spiral out of control. Gambling will rarely be a solution to a debt problem – it is much more likely to increase your debts and lead to more desperate gambling, and so the cycle continues.

Where to go for help with a gambling addiction

The burden of a gambling addiction – and its associated stresses – can become too much, and not knowing where to turn can further compound the desperate feelings of helplessness. However, help is out there! Websites and organisations such as Gamcare and Gamblers Anonymous offer advice on gambling addiction, and host forums for people who are looking to find ways to deal with their issues. You can chat anonymously to others who have experienced – or are experiencing – similar problems to you, without embarrassment. Gamcare also have a helpline open 8am-midnight, 7 days a week on 0808 8020 133.

Where to go for help with debts caused by gambling

Just because gambling – or a gambling addiction – may have contributed to your debt problems, at PayPlan, we’re still happy to help. We don’t judge anyone based on how they got into debt – our only aim is to provide practical help and support, and advice on a wide range of debt solutions that help people deal with their debts and get on with living their life.

The best way to find out what makes us different is to call us free on 0800 280 2816 and have a chat with one of our fully trained advisers. They’ll listen to you and talk about you, your life, your debt and your aspirations. You’ll find them understanding of your situation and helpful in your search for a solution that’s right for you.

Call us today on 0800 280 2816 for confidential, no obligation debt help and advice. Or you can complete and submit our online Debt Help form and we’ll call you back

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