Free debt management plans, IVAs and free debt advice
Debt management plans with NO monthly fees
Wouldn't you prefer a free debt solution? Payplan is funded in a unique way: rather than charging our clients, we receive donations from the credit industry. But don't worry we remain completely impartial and deal with creditors to find you a solution that is affordable and sustainable.
NO FEESSee how much you could save
- Free debt solution for loans & credit cards
- Free debt advice for repossession & mortgage arrears
- Free money advice & budgeting help
Our debt solutions
We help relive your debt stress by dealing with your creditors
DMP - read more- 100% free debt management plans
- A single affordable monthly or weekly payment
- Possibility of freezing interest and charges
- Easily keep track of each payment online
- Full support from helpful, friendly & knowledgeable staff
Let us help you to relive IVA stress by dealing with your creditors
IVA - read more- No set up costs, no monthly fees
- A single affordable monthly or weekly payment
- Interest and charges are frozen
- Avoid bankruptcy
- Repay only a proportion of your debt
We can help relive your self employed IVA stress by helping you deal with your creditors
Self employed IVA - read more- All the benefits of an IVA
- Continue trading as normal
- Retain your business and personal assets
- Attract little (if any) publicity
- Continue with existing finance agreements
What do our clients say about us?
Thinking about debt management?
Elenor (a Payplan client) explains how we helped her get back in control...
FREE video library
Compare debt management fees*
| Debt management company | Setup fee | Monthly charge | Min/max monthly fee |
|---|---|---|---|
| Payplan | FREE | FREE | FREE |
| Harrington Brooks | 2 months payment | 17.6% | £35 - £100 |
| Debt free direct | 2 months payment | 17.5% | £35 - £100 |
| Chiltern | 2 months payment | 17.6% | £30 - £35 |
| Gregory Pennington | 1 months payment | 15% | £32.50 - £85 |