Free Debt Management Plans, IVAs & Free Debt Advice

Like 100,000 people each year with debt problems, you could benefit from our 17 years' experience providing free debt solutions.

NO FEES See how much you could save

Don't pay for debt management

  • Free debt solutions for loans and credit cards
  • Free debt advice for repossession and mortgage arrears
  • Free money advice and budgeting help

Quick Enquiry

Find out how Payplan can help you.
Contact us through our quick & easy enquiry form and submit the following:

  • Your name
  • Email & contact number
  • Your enquiry and debt problem

We can usually reply within 1 hour.

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Free Debt Management Plans

Our no fee Debt Management Plan (DMP) means that every penny you pay goes towards clearing your debts.

  • No fees, no charges, no admin costs
  • One affordable monthly payment
  • Possible frozen interest and charges
  • Justabank account - your DMP online
  • Access to free budgeting advice
  • Ongoing debt plan support
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Debt Videos - How We Help You

Find out more about:

  • A free Debt Management Plan or an IVA
  • How long IVAs or Free Debt Plans take to set up
  • Freezing interest and charges on your debts
WATCH VIDEOS

Debt News, Budgeting Articles, Surveys & Press Releases

New FSA Proposals Could Help Mortgage Customers

The Financial Services Authority (FSA) has outlined new suggestions for mortgage borrowers to ensure that they can afford monthly mortgage payments. The FSA wants to ensure that mortgage customers are protected and that lenders only lend to those who can afford mortgage payments.…

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We help 100s of people in debt every day

DEBT HELP NOWIn 5 Minutes Or Less