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Managing debt

Top 20 debt myths
It is easy to come across incorrect information which can have dangerous consequences. We answer 20 of the most common
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Debt letters
Find out more about your creditors and view a selection of letters you may receive from creditors if you are struggling with your…
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Budget planner
Perhaps the very best way of organising your finances is to have a very clear idea of what income is coming into your
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IVA calculator
Very often, these ‘calculators’ are little more than a clever attempt to capture your contact details, so the company can phone or email
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Clearing debts
At PayPlan we want you to be able to look forward to a future with no debt. That’s why we help thousands of…
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Difference between IVA and DMP
If you are facing debts and are unsure which is the best option to take, we’ve put together a rundown of the important
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PayPlan is a trading name of Totemic Limited. Totemic Limited is a limited company registered in England, Company Number: 2789854. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, NG31 0EA. Totemic Limited is authorised and regulated by the Financial Conduct Authority. Financial Conduct Authority Number: 681263. Totemic, the Totemic logo, PayPlan and the PayPlan Logo are all trademarks of Totemic Limited.

Totemic Limited refers customers to Payplan Partnership and Payplan Bespoke Solutions for Individual Voluntary Arrangements:

Payplan Partnership Limited is a limited company registered in England, Register No: 7199691 Registered offices: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Licensed Insolvency Practitioners: JN Harrison FCA MIPA FABRP Licensed by Insolvency Practitioners Association (UK): K W Marland MIPA FABRP Licensed by Insolvency Practitioners Association (UK).

Payplan Bespoke Solutions Limited is a limited company registered in England, Register No: 7079646 Registered offices: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire, NG31 0EA. Licensed Insolvency Practitioner: NT Payne ACA FCCA MIPA MABRP Licensed by Insolvency Practitioners Association (UK).