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Switching to a free debt management plan

Are you paying fees every month for your Debt Management Plan (DMP)? If so, did you know that a DMP with PayPlan is free; so if you switch from your current provider now, you’ll pay no setup costs and no monthly fees to PayPlan!

Are you paying DMP fees every month?

Wouldn’t you prefer all your DMP payment to go towards repaying your debts, instead of a proportion going to a debt management company as their fee?

Did you know that with PayPlan a DMP is free!

A DMP with PayPlan really is free

A Debt Management Plan can be a great way of repaying all your unsecured debts in full, at a rate that is more affordable to your available budget.

But so many UK debt management companies take around 17% of your payment for themselves, every time you make your DMP payment, just for administering your DMP payment.

At PayPlan we think your entire payment should go towards paying off your debts rather than to paying your debt management company.

That’s why if you choose a DMP with PayPlan, all of your DMP payment will go to your creditors – and that means if you make the same payment you’re paying now, you could be debt-free even quicker!

It’s easy to switch to a free DMP with PayPlan

If you think paying your debt management company 17% every single month is an expense you’d rather avoid, then contact PayPlan’s Helpline now on 0800 316 1833.

We’ll be happy to assess your debt needs – for free – and if a Debt Management Plan is the most appropriate way of helping you manage your debts then we can set that up for you, also for free.


Naturally you must always consider that, as with any DMP (whether with PayPlan or anyone else) if you were to cease making regular payments then your creditors may take further action against you to recoup the debt.

But at PayPlan we’ll discuss your finances with discretion and understanding, and agree on a reasonable amount that you can realistically afford to help ensure that you can always make your regular payment.

Here’s the proof we’re free!

We recently checked the websites of some of the main debt management companies in the UK. All debt management companies must clearly state what their fees are, so this information wasn’t difficult to obtain.

The table below shows you that a PayPlan Debt Management Plan is free.

It also shows you what you might already be paying a fee-charging company for your Debt Management Plan. If you’re currently with any of these companies (or any other fee-charging debt management companies) then just look at the significant amount of money you could be giving them each month!

*Charges are made by these other debt management companies for the arrangement of a Debt Management Plan (information correct as of 15th December 2016)

What’s the catch?

There’s no catch!

A DMP with PayPlan is free; there are no setup costs for joining us, there are no monthly fees whatsoever, and we can switch you over to us from your existing fee-charging DMP with minimum fuss.

PayPlan can help you

Call us for free advice on our free Debt Management Plans on 0800 316 1833 , or if our friendly advisers are busy just fill in our online Debt Help form so we can call you back.

Let’s make life more affordable

You’re just two steps away from taking back control of your finances and freeing up more money for you and your family.

No impact on your credit score.

Excellent, professional, friendly and empathetic service. PayPlan have given us our lives back!
Sandra Daly

Sandra Daly

5 stars
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Excellent, professional, friendly and empathetic service. PayPlan have given us our lives back!
Sandra Daly

Sandra Daly

5 stars
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