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Basic bank accounts

When you’ve missed debt repayments, or if you’ve just got a bad credit rating, it can be difficult to get a bank account. But in fact a basic bank account can be sufficient for your needs.

To find a basic bank account to suit your needs, click here or use the Money Advice Service ‘Current Accounts Comparison Table’.

For immediate and free debt advice please call Payplan free on 0800 280 2816 or use our Debt Help Form to submit your debt problem online.

In debt?You're not alone!

Debt is a big worry for many people, as you'll see on our unique UK Debt Map. See how many people Payplan helped near you this year.

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Example IVA

In this typical example, we arranged an IVA for our client who was struggling to repay his debts. His payments are now more affordable!

  • Debt: £20,000
  • Creditors: 3
  • Was paying: £520 per month
  • Now paying: £120 per month
  • Written off: £12,000
See examples IVA advice

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  • No hidden fees
  • Non judgemental

Here at PayPlan, we understand the effect that debt can have on your life, but we believe that living with debt shouldn’t have to mean living in despair.

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