Creditors
Here you’ll find all the essential information you need to know relating to creditors, their processes, the types of letters you might receive from them and how to deal with them. We’ve made it easy for you to find what you’re looking for by dividing everything into different topics; just pick from the choices below to learn more.
When you are in debt and beginning to struggle with the repayments, you may find that your creditor(s) increase their communication with
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Debts come in various forms and sizes! Along with the common unsecured loans and credit cards, you can also get payday loans, log book
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What is the right to offset? Most banks have the right to transfer cash from your bank or savings accounts to pay off…
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Linked Banks and Creditors When you’re dealing with your debts, it’s very important to ensure you have a ‘safe’ bank account – i.e.…
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Basic Bank Accounts for Bad Credit When you’ve missed debt repayments, or if you’ve just got a bad credit rating, it can be…
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A default notice is a formal letter sent to you by a lender or creditor if you are in arrears with your account.…
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Find out more about your creditors and view a selection of letters you may receive from creditors if you are struggling with your…
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Do you know your rights if a debt collector is constantly harassing you? We look at the laws outlining what creditors can and…
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If you are struggling with debt and worried about being threatened with bailiff action, or if you have received a letter from a…
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If you have concerns about repossession, Payplan can guide you towards the right course of action for you, your home and
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Car repossessionTaking out a hire purchase agreement means that the goods you have in your possession are, in principle, hired until the payment…
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Receiving a County Court Judgment (CCJ) claim form or Court Summons can be very scary if you are unaware of your rights as…
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Is it possible to write off my unsecured debts?The simple answer to this question is ‘yes’, because there are some debt solutions which…
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