Debt Solutions

Our debt solutions include IVAs, free debt management plans and other free debt advice on a range of financial problems such as mortgage arrears and repossession action. Payplan is a free debt solutions provider.

Debt Management Plans

A Payplan debt management scheme or debt management plan is a debt solution where an informal arrangement is made between you and your creditors which Payplan manages for you for free – Payplan's debt management solution has no fees.
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IVAs

Individual Voluntary Arrangements (IVAs) are a legally binding arrangement between you and your creditors. The Payplan Partnership will act legally as your insolvency practitioner (IP), supervising the arrangement, ensuring it is both affordable and successful.
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Trust Deeds (Scotland)

Trust Deeds are similar to an IVA but are only available to residents of Scotland. Payplan will put you in touch with a licensed professional to arrange a Trust Deed for you if it is your best debt solution.
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Mortgage Arrears Advice

Payplan are experienced in giving all kinds of debt advice. Mortgage Arrears are the root cause of further action such as repossession. Often the preventative solution is to follow good arrears advice as soon as you become aware of the problem.
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Repossession Advice

Repossession can be a frightening process. Let Payplan support you with our wealth of experience in this arrear and find a solution that could stop a lender repossessing your house.
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