Find Debt Solutions: Bankruptcy, IVAs, DMPs and more

Below you’ll find all of the debt solutions services we offer, and you can find out how each one works by clicking the links below. Not every plan will work (or be suitable) for your circumstances; the right debt solution for you will depend on what you want from your plan as well as factors such as your income and debt level. Don’t forget that we give free, award-winning debt solutions advice too, so if there’s anything you’re unsure of then feel free to give us a call.


Fill in our simple, 3-step form to get immediate debt help and advice.

See what the people we’ve helped say about our debt solutions

Here are some examples of what our clients had to say:


Professional and courteous throughout always there when you need them

Self Employed IVA (Bespoke)

I went into an IVA after not being able to cope with the ever growing financial problems. I went to Payplan as there were no fees involved for myself. I think in the first place I was wrongly advised on two accounts, firstly to sell my house to pay off some debts, and secondly as my wife was involved in three of the debts, not to have transferred these into my name so that we didn’t have two IVAs running and no house. Since then there have been no issues with the IVA until last November when we offered a settlement figure. Although this was accepted it has so far taken 7 months to complete and still no completion letter. Also I was not told that even if you pay off the IVA early, it still stays on your credit file for the full term making it difficult to get anything that would involve a company viewing your file. All in all I have been pleased with the setting up of the IVA but not happy with the advise and the time to wrap up the IVA once concluded


PayPlan were friendly and very clear on what i had to do they helped all the way and kept me informed of everything that was happering.

Trust Deed

What a relief to get my finances into some kind of order. Being honest about my situation was a big challenge in itself and having someone to talk to makes all the difference. Pay plan have been very understanding and answer all your questions when your worried

Read all PayPlan reviews