Free Debt Advice Providers

What are debt management companies?

There are several different companies that can set up and manage a Debt Management Plan (DMP) for you. Any company doing this must be authorised and regulated by the Financial Conduct Authority.

Some of these companies will charge you a fee for their services. If you choose to enter a DMP with a fee-charging company, it could take you longer to finish your plan. This is because part of your monthly payment goes towards their fees as well as to your plan.

It is also important to know that no debt management company can guarantee that the people you owe money to will agree to freeze interest and charges on your plan.

How is PayPlan different?

A Debt Management Plan with PayPlan is completely free. Everything you pay goes directly towards your plan, and you won’t be charged additional fees.

We’re funded by donations from the credit industry. So, instead of charging people fees for a DMP, we receive donations to keep our service free.

We’re also completely impartial. We will always recommend solutions that are affordable, sustainable and in your best interests.

What does PayPlan do?

PayPlan is one of the largest debt help organisations in the UK. We provide free advice on debt and related issues. On average, most people receive debt help in just 12 minutes under SAM, our friendly digital tool’s guidance.

Depending on your needs, we may be able to offer you a number of debt solutions. Our team of friendly and impartial advisors will explain all your options to you. Our debt solutions include:

Where else can I get free debt advice?

We want you to get the right help for your individual circumstances. There are other trusted organisations in the UK that also offer free debt advice and DMP alternatives. You can find out more by visiting:

Ready to get help today?

Our experienced advisors are here to help you find the right solution for your circumstances. Get free debt advice online or call 0800 316 1833 to speak to one of our experts. Our opening hours are 8am to 8pm Monday to Friday, or 9am to 3pm on Saturday.

Get advice now