Coronavirus Debt Help


The Job Retention Scheme (furlough) will now continue until the end of September 2021 after it was extended again by Chancellor Rishi Sunak. Furlough was due to finish at the end of April 2021, but will now run for a further five months in order to protect the jobs of people unable to work due to the Covid-19 pandemic. There has also been an extension to the Self-Employed Income Support Scheme

Coronavirus and payment holidays

Worried about your mortgage, loan or credit card payment break coming to an end? Find out the options available to you and what you can do if you can’t afford to resume your payments.

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Coronavirus and your money

Advice on what to do if you’re worried about your finances, whether they’ve already been affected by the situation, or you think they could be soon.

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Coronavirus, employment and benefits

Find information about the benefits you might be entitled to if Coronavirus affects your finances, as well as specialist advice for self-employed people and small business owners.

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What are creditors doing to help?

Find out what help creditors are offering if you can’t make your regular payments to your loans, credit cards and other debts as a result of self-isolation or illness.

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Financial help for employees

The UK Government have announced a support package for employees, which their company can apply for.

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Financial help for self-employed

The UK Government have announced a support package for people who are self-employed. Find out what Self-employed Income Support is available.

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Coronavirus and borrowing

We’re looking into whether borrowing money in the current climate is the best idea, and if it’s absolutely necessary, how should you do it?

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Financial support in Scotland

We all should be following Government guidelines to stay at home but what financial support can you get if you live in Scotland?

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Find quick answers to everything you need to know about Coronavirus and how it will affect your employments, benefits, sick pay and finances.

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Help available for existing clients

If you’re already in a managed debt plan with PayPlan and are concerned about your ability to make your regular payments, please contact us for help.

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Concerned about the effect of Coronavirus on your finances? Use our online debt tool to find out your options

Can I get help with my debts if my income has reduced?

We understand this is a worrying time for everyone and know your income could fluctuate on a regular basis due to the impact of Coronavirus.

However, please be assured we are still able to help you get your debts under control in these uncertain times. We’ll look at your current circumstances and recommend the best debt solution for you right now, whilst continually reviewing this to ensure it remains the best solution for you if your income changes.

If we think that a PayPlan managed debt solution is the best option, we can agree a payment that is affordable now but we’ll work with your lenders to ensure there is enough flexibility to reduce or adapt your payment in the future should your financial situation change. This will mean your plan will always remain affordable for you, and will give you the best chance of becoming debt-free as quickly as possible.

If you or someone in your family is ill, and you’re concerned about them, please read the latest NHS advice for guidance.