Welcome to PayPlan’s debt advice blog!

Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.

Helping you prepare for rising interest rates
News and Stories 13 Oct 2022

Helping you prepare for rising interest rates

Interest rates can have an impact on a wide range of areas including mortgages, borrowing, pensions and savings. The Bank of England sets the bank rate (or ‘base rate’) for the UK, which is currently 2.25%.

Make sure you’re not missing out on Government support
Industry News 8 Sep 2022

Make sure you’re not missing out on Government support

Extra financial support is available for those aged over 66, and the Department for Work and Pensions (DWP) is urging all residents to see if they’re eligible. The DWP has also asked family members to check if relatives are missing…

Everything you need to know about loan sharks
Living in Debt 5 Sep 2022

Everything you need to know about loan sharks

With price increases on everything from fuel to food making it increasingly tough for households to make ends meet, unlicensed lenders are stepping in, offering loans to the desperate at astronomical interest rates.

Understanding your gas or electricity bill
Money Management 26 Aug 2022

Understanding your gas or electricity bill

We know making sense of gas and electricity bills and statements can be difficult, especially when you’re already feeling concerned about price rises. We’ve pulled together some information on what you can expect to see within a typical bill.

Coming to terms with rising energy prices
Money Management 19 Aug 2022

Coming to terms with rising energy prices

We know the April energy price cap rise was extremely worrying for many people, and with rises in October and January expected, things may seem worrying, so it’s important you know where to turn ahead of the changes.

Ten tips to help you get through the summer on a budget!
Money Saving Ideas 10 Aug 2022

Ten tips to help you get through the summer on a budget!

The summer can be a stressful time – but there are ways to enjoy yourself on a budget, even during a cost-of-living crisis. Whether it’s a day out in the sun or a rainy day at home inside, with a…