The PayPlan Blog is a vibrant social space to chat, share tips and pick up new ideas to live well on a budget. From free things to do with your kids this weekend to a big meal on a small budget, we’ll be sharing all of our ideas with you. And most importantly – we want you to share your top tips with us!
So, what are you waiting for? Come in, make yourself comfortable, grab yourself a cuppa and get involved in the chat.
Interest rates can have an impact on a wide range of areas including mortgages, borrowing, pensions and savings. The Bank of England sets the bank rate (or ‘base rate’) for the UK, which is currently 2.25%.
Debt problems and poor mental health can often be closely intertwined. So, to mark World Mental Health Day, we’re highlighting ways to improve mental health, how to find help for yourself or a loved one, and how to potentially prevent…
A new campaign has been launched to encourage people to start the conversation about the dangers of loan sharks and highlight the support that’s available to those who have been affected by illegal money lending.A report published by the Centre…
We’re delighted to announce that we’ve been named Best Financial Support Provider at the Consumer Credit Awards following fantastic feedback from our customers.
The cost-of-living crisis is having a bigger mental – and financial – effect on people now more than it ever has. So, to mark World Suicide Prevention Day (10th September), we’ve teamed up with Samaritans, who are encouraging people not…
Millions of households across the UK are to benefit from a one-off government payment of £650 to help with the rising cost of living. The payment aims to support almost eight million vulnerable households across the UK as part of…
With price increases on everything from fuel to food making it increasingly tough for households to make ends meet, unlicensed lenders are stepping in, offering loans to the desperate at astronomical interest rates.
We know making sense of gas and electricity bills and statements can be difficult, especially when you’re already feeling concerned about price rises. We’ve pulled together some information on what you can expect to see within a typical bill.
We know the April energy price cap rise was extremely worrying for many people, and with rises in October and January expected, things may seem worrying, so it’s important you know where to turn ahead of the changes.
The summer can be a stressful time – but there are ways to enjoy yourself on a budget, even during a cost-of-living crisis. Whether it’s a day out in the sun or a rainy day at home inside, with a…
All households in England, Scotland and Wales are set to receive £400 in energy bill discounts as part of the new cost of living help package by the government – and here’s everything you need to know about how and…
We’re delighted to announce that we’ve been shortlisted as finalist in three categories at this year’s Consumer Credit Awards. Voted for by our clients, we’re now finalists in the following areas: Best Financial Support Provider, Firm of the Year and…
Together with Refuge, we’ve produced a Best Practice Guide highlighting our industry call to action, our key findings, risk mitigations and guidance for other organisations across the sector to develop the specialist support they offer to survivors of domestic abuse.
TV licences are an essential cost for most of Britain’s households and, with living costs on the rise, it’s important to make sure you’re on a payment plan that works for you and to check to see whether you’re eligible…
We’ve launched a new partnership with the National Bereavement Service (NBS) to provide practical, emotional and financial support to those who have experienced the death of someone close to them.Through our new partnership, our clients dealing with grief or bereavement…
Last year we wrote about the rise of cryptocurrency and the potential dangers it can pose in terms of debt and mental health. As one of the UK’s leading providers of free debt advice and a referral partner for a…
The cost of living has been increasing across the UK since early 2021 and, in April 2022, inflation reached its highest recorded level. The Office of National Statistics (ONS) estimates it is now higher than at any time since around…