Welcome to PayPlan’s debt advice blog!
Our blog covers the latest news at PayPlan, tips to help you save money, our latest press releases, expert insight and everything in between.
Competitions
19 Feb 2013
How to avoid the payday loan trap.
Money Saving Ideas
18 Feb 2013
Things to do this half term for FREE!
It only seems like last week that the kids were packed off back to school, but half term is just around the corner. Trying to think of fun things to do with them is difficult, especially when you are on…
Debt Facts
15 Feb 2013
What are the alternatives to a debt management plan?
A debt management plan, or a DMP, is only one solution available if you are struggling to maintain payments to your creditors. At Payplan we understand that a DMP may not be suitable for everyone and we therefore provide all…
Living in Debt
11 Feb 2013
Change in Circumstances with an IVA or DMP
For many of you that are in debt, you may find yourself managing your finances on a tight-rope, with one small change in circumstances having a dramatic knock-on effect. When the change is big, the sustainability of your carefully constructed…
Debt Facts
6 Feb 2013
Top five questions about bankruptcy.
Bankruptcy is a form of insolvency and it is often referred to as a ‘last resort’ because of the long term affect it can have. Looking for a suitable solution for your debts can be a daunting experience and many…
Living in Debt
29 Jan 2013
Have you been threatened with a County Court Judgment?
There is a big difference between being threatened with a County Court Judgment and actually receiving one. A lot of creditors use the threat of legal proceedings to get you to pay more towards your debt, especially if you are…
Debt Facts
28 Jan 2013
Top five questions about… Debt Management Plans.
Debt Facts
17 Jan 2013
Is my home at risk if I enter into a Debt Management Plan?
Ask Payplan a question… Is my home at risk if I enter into a Debt Management Plan? If you are a homeowner in debt ensuring your home is secure is one of the biggest priorities; it is because of this…
Living in Debt
14 Jan 2013
How do I deal with HMRC debts?
Every individual in the UK must pay Income Tax if their income exceeds a certain amount, however the way this is paid varies depending on their working status. If you are employed then you will pay yours directly through your…
Competitions
10 Jan 2013
Can I go bankrupt for free?
For those seeking help with their debts bankruptcy is often seen as the quick and easy solution. Some people also believe it is free. However, this is not the case. Let us explain…
Money Saving Ideas
9 Jan 2013
How to get rid of unwanted Christmas gifts
Christmas is a time for giving and receiving – and whilst gift giving comes with the best of intentions, not everyone gets it right. Every year, British households are inundated with presents that may be unwanted and often go unused.…
Money Saving Ideas
17 Dec 2012
3 quick and simple Christmas decoration ideas for you to try at home!
Why not get creative this year and try some homemade Christmas decoration ideas? These ideas are simple, cheap and fun to make with your family.
Money Management
10 Dec 2012
Ways to make the most of your Christmas pay.
Each year Christmas somehow manages to creep up and surprise you, even if you try and plan for it. This year there are reports in the news saying that some people will turn to payday loans in order to fund…
Living in Debt
26 Nov 2012
Why do creditors issue default notices?
Money Saving Ideas
21 Nov 2012
Top tips to cut your energy usage.
Every year we as a nation waste hundreds if not thousands of pounds in electricity, this may be due to a lack of knowledge of how to reduce electricity usage or laziness. Whatever the reason may be, with the cost…
Money Saving Ideas
7 Nov 2012
National Stress Awareness Day – How to combat debt stress.
Today marks National Stress Awareness Day and while, officially, the focus is on stress at work, at Payplan we feel that it should also include debt stress.
Archive
2 Nov 2012
Payplan wins new tender to provide debt advice in Northern Ireland
Payplan, one of the UK's largest providers of free debt solutions, has been awarded a contract to provide free debt advice in Northern Ireland as part of a consortium with Advice Northern Ireland (Advice NI).
Money Saving Ideas
2 Nov 2012
Top 5 tips for staying out of debt as a student.
Moving out of your family home into university halls of residence is a huge step for most students – not only is it the first time you are living away from home, but it is also the first time you…
Money Saving Ideas
30 Oct 2012
Protect my PC for free
As we all know, budgeting often comes down to the smallest and obscurest of things. There are opportunities to save in every aspect of your life at home and, while it may not seem like a particularly damaging expense to…
Money Saving Ideas
17 Oct 2012
Top tips to cut impulse buying.
When you are out shopping it is easy to get carried away and give in to all temptation. In these tough economic times giving in can have knock-on effects and consequences that ruin your carefully constructed budget. This latest blog…