How to deal with missed mortgage payments and arrears

What happens if I can’t afford to pay my mortgage? The first thing you need to do is contact your mortgage lender, they should be able to discuss options with you and the sooner you do this, the better the…

How to deal with rent arrears if you’ve fallen behind

I’m in rent arrears. What can I do? If you’re in arrears with your rent, the first step is to check that what you’re being asked to pay is correct. Next, have a look at your bank statements and receipts.…

How to deal with arrears on TV licence payments

Why do I need to pay for a TV licence? By law, you need to have a TV licence to watch or record live programmes on any device or if you watch or stream programmes live on an online service…