A small emergency fund can make a big difference

When money’s tight, an unexpected cost can throw everything off course. In 2024, 60% of people said they were worried about the impact on an emergency cost would have on their finances.If you can, it’s worth considering setting up a…

What happens to debts after a bereavement?

Coping with practical matters after losing someone can be overwhelming, especially if you’re emotionally attached to the person. Sorting through their financial affairs might feel invasive, and it can be distressing if you uncover private matters like unpaid debts.If you’re…

Gambling harm during the Euros

For many individuals, gambling can be harmless fun, especially during high-profile events such as the Euros, but for many, gambling can cause utter devastation. Gambling addiction can lead to job losses, relationship and family issues, breakdowns and even suicide.How to…

Am I responsible for my partner’s debts?

Money is something that affects many relationships, especially when couples are looking to buy a house or get married.Sharing your finances with your partner can often be a convenient and sensible approach to organising your money. Joint finances with your…

What happens to my debt if I lose my job?

Being made redundant or losing your job is always stressful and upsetting and can massively affect your mental health. If you also have debt to worry about, it’s an even more difficult situation to get through, and you’ll no doubt…

Putting your mental health first when you’re dealing with debt – World Mental Health Day 2023

World Mental Health Day takes place on Tuesday, October 10, and is an opportunity to raise awareness, improve your knowledge and take action to improve your mental health.Looking after your mental health is important for everyone, and is vital to…

GamCare publishes key insights and recommendations for the lending sector to consider

The leading gambling support charity in the UK, GamCare, has published recommendations for lenders as part of its mission to prevent gambling-related debt.We work closely with GamCare through our referral partnership, to ensure problem gamblers receive a consistent high standard…

Everything you need to know about loan sharks

With price increases on everything from fuel to food making it increasingly tough for households to make ends meet, unlicensed lenders are stepping in, offering loans to the desperate at astronomical interest rates.

If you’re struggling with debt and mental health, you’re not alone

In honour of Mental Health Awareness Week, we put together a list of coping strategies from the Mental Health Foundation to help you deal with loneliness and prevent some of the mental health problems that can come with it. It’s…

PayPlan here to help if increasing living costs are affecting your mental wellbeing

With energy bills increasing, along with food prices and fuel costs rising too, it’s understandable many people are wondering how they’re going to make ends meet.And it’s not just household budgets that are suffering. The worry and stress of struggling…

‘My Debt Story’: Sam, PayPlan Adviser

Sam has worked for PayPlan for a year as a debt adviser. He uses his own experience of being in debt to help and support others who want to take back financial control. Here Sam tells his story of how…

‘My Debt Story’: Jane, PayPlan Adviser

Jane has worked for PayPlan for over 20 years as a debt adviser. She uses her own experience of being in debt to help and support others who want to take back financial control.

‘My Debt Story’: Beth, PayPlan Adviser

Beth has worked for PayPlan for three years as a debt adviser. She uses her own experience of being in debt to help and support others who want to take back financial control.

‘My Debt Story’: Julia, PayPlan Adviser

Julia has worked for PayPlan for ten years as a debt adviser. She uses her own experience of being in debt to help and support others who want to take back financial control.

Crypto trading is not the answer to solving your debts

With films like The Wolf of Wall Street glamourising the world of trading, there’s been a surge in people finding new ways to maximise their income in an attempt to ‘get rich quick’. The reality, though, is this is leaving…

How a bit of encouragement can go a long way to help someone

Do you know someone who’s got a bit stuck in a rut and doesn’t seem to know how to get out of it? Why not give them a bit of encouragement, it might just uplift them and have a positive…

Is financial insecurity impacting your mental wellbeing?

Lots of us can often let stress and worry pile up before we seek help. In this blog, we discuss the signs to look out for and how you can help someone in need.